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Key Person Insurance Services from Lions Financial

Do you rely on a key employee for the success of your business?

Are you concerned about the financial risks you could face if that person were no longer able to perform at a normal capacity or worse, pass away? If so, key person life insurance could be the solution you need.

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Key Person Life Insurance Explained:​

Key person life insurance is a policy that a business purchases on the life of a key employee. If the key employee dies, the policy provides a death benefit to the business which can help cover the costs of finding and training a replacement, paying off debts, and other expenses. The death benefit can be used by the business for any purpose, such as paying off loans, buying out shareholders, or funding a business continuation plan.

Don’t leave your business’s financial health to chance. Contact Lions Financial today to learn more about our key person insurance services. With our professional experience and technology, we help create a comprehensive plan that will protect your business’s financial health. Let us help you secure your future and give you peace of mind.

Our approach is designed to help you mitigate the financial risks associated with losing a key employee due to death, such as delays in client services, disruptions in your partnerships, and negative impacts on your credit line. With key person life insurance you can ensure that your business will be protected in the event of an unexpected loss.

Don't wait until it's too late to protect your business

At Lions Financial we focus on helping your business find the right key person insurance solution.

We use a four-step SIRE process that includes surveying your business, gaining insight into your specific needs, making recommendations tailored to your company, and executing on the plan with our professional experience and technology.

Frequently Asked Questions

Key person life insurance can protect your business from the financial risks associated with losing a key employee due to death, such as delays in client services, disruptions in your partnerships, and negative impacts on your credit line. It can also provide funds to help cover the costs of finding and training a replacement, paying off debts, and other expenses.

The financial risks associated with losing a key employee include delays in client services, disruptions in your partnerships, and negative impacts on your credit line.

 

Key person life insurance differs from traditional life insurance in that it is purchased by a business to protect against financial loss resulting from the death of a key employee, while traditional life insurance is typically purchased by an individual to provide financial security for their family in the event of their death.

If the key employee leaves the company before the policy expires, the policy can be cancelled or transferred to a new key employee.

The cost of key person life insurance varies depending on factors such as the age and health of the key employee, the amount of coverage needed, and the length of the policy. It is typically determined by an underwriting process that takes into account these and other factors.

 

Lions Financial uses a four-step SIRE process for each of their services. The process includes:

Step 1: Survey – Lions Financial conducts a comprehensive business assessment to understand the client’s needs and the issues they are currently facing.

Step 2: Insight – Using the information gathered in the survey, Lions Financial evaluates industry and economic factors to gain insight into the client’s specific needs.

Step 3: Recommend – Lions Financial provides tailored solutions to the client based on the insights gathered in the previous steps. They focus on accomplishing short-term goals to maintain long-term value.

Step 4: Execute – Upon client agreement, Lions Financial facilitates the implementation of the recommended solutions, coordinating with executives, investment capital partners, legal teams, and tax professionals to ensure success.

The SIRE process is a closed-loop, value-focused work-process that helps ensure that the solutions provided by Lions Financial are customized to the client’s specific needs and that they are successfully executed.

Lions Financial tailors its key person insurance recommendations to your business by gaining insight into your specific needs and making recommendations based on your company’s unique circumstances.

Don't leave your business's financial health to chance.

Contact Lions Financial today to learn more about our key person insurance services. Let us help you secure your company’s future and give you peace of mind. We will help create a comprehensive plan to protect your business’s financial health. 

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LIons Financial

Ariel Tavor

Principal

Ariel Tavor is the Founder and Principal Managing Director of Lions Financial. His agenda for Lions Financial is to provide his clients a service that maintains the highest professional value. Specializing in the Business-to-Business market has allowed proficient expertise in providing ongoing consulting services in the focus areas of business advisory, capital markets, and risk management. Ariel works with CEO’s, Capital Investment funds, and Boards of Directors where he advises his clients in matters of Executive compensation, Business Plan Design, Mergers & Acquisitions, Due Diligence, and Asset Financing.

Ariel has 10 years of experience in the financial services industry. He has worked in insurance and investment companies to analyze client’s financial and make suggestions on allocations based on defined objectives as well as maintaining long term relationships. Ariel’s comprehensive experience has allowed him to work closely with CEOs of companies and their executive teams from diverse industries such as trucking, hospitality, commercial real estate, Insurance, manufacturing, and technology. He has helped lead companies through the challenging decisions around – Buy-Sell Agreements, Deferred Compensation, Employee Group Benefits, Succession Planning, Mergers and Acquisitions, Valuations, and Business Sales.

Ariel currently oversees their family office investment group and sits on the Board of Directors of several companies and real estate developments. Their Investment group controls a portfolio of companies in multiple industries. They collaboratively have holdings in companies specialized in – Automotive Distribution- Real Estate Asset Management- Corporate Travel- Ink Mailing Manufacturing, E-Commerce, Financial Services, Management Consulting, Enterprise Technology, and Food Concepts. In recent years there has been a transition into fund allocation towards limited partnership investments in Venture Capital, Private Equity, and REITS within individual underwriting opportunities.

TOP 40 UNDER 40

Leadership Recognition

Ariel Tavor is the founder and principal managing director of Lions Assurance Financial. His agenda for Lions Assurance Financial is to provide his clients a service that maintains the highest professional value. Specializing in the business-to-business market has allowed proficient expertise in providing ongoing consulting services in the focus areas of business advisory, capital markets, and risk management.

TOP 100 PEOPLE IN FINANCE

Industry Recognition

Lions Assurance Financial is a highly successful, independent business consulting and wealth management advisory firm that focuses on three key areas of the financial industry: business advisory, capital markets, and risk management. The experienced team at Lions Assurance Financial focuses on serving the business and wealth management needs of privately owned business generating 3-50 million in revenue including independent business owners, family owned businesses, and business partners. Lions Assurance Financial works with capital providers including investment banks, private equity firms, venture capital firms, capital advisory firms, accredited investor platforms, commercial banks, and speciality finance firms.​

Exeleon

Leadership & Business Feature

What is the fundamental difference between a buoyant company and a not-so-good one, when all the factors are the same?
The reply is simple- expeditious actions. It is the outcome of the ability to form an idea about the situation, find a perfect response,
and then act accordingly. And all that, without an iota of hesitation. Companies that belong to the second group are known to lack this decisiveness, which sprouts from an absence of clarity in vision or rather the faculty of processing the steps mentioned above.​

The Silicon Review

50 Smartest Companies of the Year

An effective risk management consultant will help individuals and organizations evaluate their risks and develop a plan to counter their losses. Risk management is a complex process, and there is no one-size-fits-all process that all consultants can use. However, there are certain conventional methods that a consultant will use to help you protect your organization from risk. A risk management consultant should be capable of identifying the unique risk that your business is exposed to and carefully evaluating the scenarios. One of the most critical steps in the risk management step is to discover and list all the expected and unexpected risks. There are various advisory firms that can help you mitigate risk and take care of your business’s financial aspect, but one firm that stands out from the rest is Lions Financial. The company is an independent financial services & business advisory firm based in New York. In conversation with Ariel Tavor, Managing Director of Lions Financial. Lions Assurance Financial is a highly successful, independent business consulting and wealth management advisory firm that focuses on three key areas of the financial industry: business advisory, capital markets, and risk management. The experienced team at Lions Assurance Financial focuses on serving the business and wealth management needs of privately owned business generating 3-50 million in revenue including independent business owners, family-owned businesses and business partners. Lions Assurance Financial works with capital providers including investment banks, private equity firms, venture capital firms, capital advisory firms, accredited investor platforms, commercial banks, and specialty finance firms.