{"id":4851,"date":"2021-04-27T10:57:34","date_gmt":"2021-04-27T15:57:34","guid":{"rendered":"https:\/\/lions.financial\/?p=4851"},"modified":"2022-11-29T16:32:38","modified_gmt":"2022-11-29T21:32:38","slug":"bank-owned-life-insurance","status":"publish","type":"post","link":"https:\/\/lions.financial\/zh\/bank-owned-life-insurance\/","title":{"rendered":"\u94f6\u884c\u62e5\u6709\u7684\u4eba\u5bff\u4fdd\u9669"},"content":{"rendered":"<p><strong>\u4ec0\u4e48\u662f\u94f6\u884c\u81ea\u6709\u4eba\u5bff\u4fdd\u9669\uff1f<\/strong><\/p>\n<p>\u94f6\u884c\u81ea\u8425\u4eba\u5bff\u4fdd\u9669\uff08BOLI\uff09\u662f\u4e00\u79cd\u62b5\u6d88\u5458\u5de5\u798f\u5229\u6210\u672c\u7684\u8282\u7a0e\u65b9\u6cd5\uff0c\u5728\u94f6\u884c\u4e1a\u5f97\u5230\u4e86\u5e94\u7528\u3002\u94f6\u884c\u8d2d\u4e70\u5e76\u62e5\u6709\u9ad8\u7ba1\u7684\u5bff\u9669\u4fdd\u5355\uff0c\u5e76\u4f5c\u4e3a\u53d7\u76ca\u4eba\u3002\u73b0\u91d1\u9000\u4fdd\u4ef7\u503c\u9012\u5ef6\u7eb3\u7a0e\uff0c\u4e3a\u94f6\u884c\u63d0\u4f9b\u6bcf\u6708\u7684\u53ef\u8bb0\u8d26\u6536\u5165\u3002\u5728\u9ad8\u7ba1\u6b7b\u4ea1\u65f6\uff0c\u514d\u7a0e\u7684\u6b7b\u4ea1\u798f\u5229\u5c06\u652f\u4ed8\u7ed9\u94f6\u884c\u3002<\/p>\n<p><strong><em>BOLI\u7684\u4f18\u52bf<\/em><\/strong><\/p>\n<ul>\n<li>\n<ul>\n<li>BOLI\u662f\u4e00\u79cd\u7a0e\u6536\u4f18\u60e0\u7684\u8d44\u4ea7<\/li>\n<li>\u73b0\u91d1\u4ef7\u503c\u9012\u5ef6\u7eb3\u7a0e\u589e\u957f<\/li>\n<li>\u6b7b\u4ea1\u629a\u6064\u91d1\u662f\u514d\u7a0e\u7684<\/li>\n<li>\u6709\u80fd\u529b\u6709\u6548\u5730\u62b5\u6d88\u4e0e\u5458\u5de5\u798f\u5229\u8ba1\u5212\u76f8\u5173\u7684\u6210\u672c<\/li>\n<li>\u6309\u673a\u6784\u5b9a\u4ef7\u7684\u4ea7\u54c1\uff0c\u4e13\u95e8\u4e3a\u91d1\u878d\u4e70\u5bb6\u8bbe\u8ba1\u7684\u4ea7\u54c1<\/li>\n<li>\u7acb\u5373\u589e\u52a0\u6536\u76ca<\/li>\n<li>\u94f6\u884c\u6295\u8d44\u7ec4\u5408\u4e2d\u6807\u51c6\u4e1a\u52a1\u98ce\u9669\u4e2d\u7684\u98ce\u9669<\/li>\n<li>\u76d1\u7ba1\u673a\u6784\u5bf9\u5141\u8bb8\u7684\u4f7f\u7528\u6709\u660e\u786e\u7684\u6307\u5bfc\u3002<\/li>\n<li>\u6ca1\u6709\u9000\u4fdd\u8d39\u7528<\/li>\n<li>\u591a\u6837\u5316\u7684\u6295\u8d44\u7ec4\u5408<\/li>\n<li>\u6709\u80fd\u529b\u7acb\u5373\u63d0\u9ad8\u80a1\u672c\u56de\u62a5\u7387\u548c\u8d44\u4ea7\u56de\u62a5\u7387<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong><em>BOLI\u7684\u52a3\u52bf<\/em><\/strong><\/p>\n<ul>\n<li>\n<ul>\n<li>BOLI\u88ab\u8ba4\u4e3a\u662f\u4e00\u79cd\u957f\u671f\u7684\u975e\u6d41\u52a8\u6027\u8d44\u4ea7\uff0c\u56e0\u4e3a\u5b83\u53ef\u4ee5\u5728\u4efb\u4f55\u65f6\u5019\u9000\u4fdd\u800c\u4e0d\u6536\u53d6\u4fdd\u5355\u8d39\u7528\u3002<\/li>\n<li>BOLI\u5408\u540c\u88ab\u94f6\u884c\u9000\u4fdd\u540e\uff0c\u4fdd\u5355\u5185\u7684\u6536\u76ca\u5c06\u88ab\u5f81\u7a0e\uff0c\u5e76\u4e14\u572859\u5c81\u534a\u4e4b\u524d\u7684\u6536\u76ca\u5c06\u88ab\u56fd\u7a0e\u5c40\u7f5a\u6b3e10%\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u54ea\u4e9b\u94f6\u884c\u8d2d\u4e70BOLI\uff1f<\/strong><\/li>\n<\/ul>\n<p>\u56fd\u5bb6\u3001\u5730\u533a\u3001\u793e\u533a\u6216\u4fe1\u7528\u793e\u53ef\u4ee5\u5728\u6df7\u5408\u3001\u4e00\u822c\u6216\u72ec\u7acb\u8d26\u6237\u4e2d\u6b63\u5e38\u8d2d\u4e70\u5355\u4fdd\u8d39\u4e07\u80fd\u9669\u3001\u7ec8\u8eab\u5bff\u9669\u3002\u94f6\u884c\u62e5\u6709\u7684\u4eba\u5bff\u4fdd\u9669\u5355\u4f5c\u4e3a\u4e00\u7ea7\u8d44\u4ea7\u6301\u6709\uff0c\u7528\u4e8e\u5173\u952e\u5458\u5de5\uff0c\u4f5c\u4e3a\u5176\u4ed6\u9012\u5ef6\u62a5\u916c\u8ba1\u5212\u7684\u8d44\u91d1\u652f\u6301\u6027\u8d44\u672c\u3002<\/p>\n<ul>\n<li><strong>\u8c01\u5fc5\u987b\u6295\u7968\u6765\u5b9e\u65bdBOLI\uff1f<\/strong><\/li>\n<\/ul>\n<p>\u9ad8\u7ea7\u7ba1\u7406\u5c42\u3001\u8463\u4e8b\u4f1a\u7684\u76d1\u7763\u548c\u7ba1\u7406\u3002\u65e0\u8bba\u4e00\u4e2a\u673a\u6784\u7684\u8d22\u52a1\u80fd\u529b\u548c\u98ce\u9669\u72b6\u51b5\u5982\u4f55\uff0c\u8463\u4e8b\u4f1a\u5fc5\u987b\u4e86\u89e3\u8be5\u673a\u6784\u6240\u6301\u4fdd\u9669\u7684\u590d\u6742\u98ce\u9669\u7279\u5f81\uff0c\u4ee5\u53ca\u8be5\u8d44\u4ea7\u5728\u8be5\u673a\u6784\u6574\u4f53\u4e1a\u52a1\u6218\u7565\u4e2d\u8981\u53d1\u6325\u7684\u4f5c\u7528\u3002\u8463\u4e8b\u4f1a\u53ef\u4ee5\u5c06\u4e0e\u8d2d\u4e70BOLI\u6709\u5173\u7684\u51b3\u7b56\u6743\u4e0b\u653e\u7ed9\u9ad8\u7ea7\u7ba1\u7406\u5c42\uff0c\u4f46\u8463\u4e8b\u4f1a\u4ecd\u8981\u6700\u7ec8\u8d1f\u8d23\u786e\u4fdd\u8d2d\u4e70\u548c\u6301\u6709BOLI\u7b26\u5408\u4fdd\u5b88\u7684\u94f6\u884c\u60ef\u4f8b\u3002<\/p>\n<ul>\n<li><strong>BOLI\u8ba1\u5212\u4e2d\u4f7f\u7528\u4e86\u54ea\u4e9b\u7c7b\u578b\u7684\u73b0\u91d1\u4ef7\u503c\u7ba1\u7406\uff1f<\/strong><\/li>\n<\/ul>\n<p>\u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u5411\u94f6\u884c\u63d0\u4f9b\u7684\u73b0\u91d1\u4ef7\u503c\u7ba1\u7406\u7b56\u7565\u6709\u4e09\u79cd\u7c7b\u578b\uff1a\u666e\u901a\u8d26\u6237\u3001\u72ec\u7acb\u8d26\u6237\u548c\u6df7\u5408\u8d26\u6237\u3002<\/p>\n<p><strong>\u666e\u901a\u8d26\u6237<\/strong><\/p>\n<p>\u666e\u901a\u8d26\u6237\u662f\u5e02\u573a\u4e0a\u6700\u5e38\u89c1\u7684\u4ea7\u54c1\u3002\u5f53\u94f6\u884c\u5bf9\u666e\u901a\u8d26\u6237\u4ea7\u54c1\u8fdb\u884c\u6295\u8d44\u65f6\uff0c\u8be5\u5b58\u6b3e\u6210\u4e3a\u4fdd\u9669\u516c\u53f8\u666e\u901a\u8d26\u6237\u7684\u4e00\u90e8\u5206\u3002\u7136\u800c\uff0c\u627f\u8fd0\u4eba\u5e76\u4e0d\u63d0\u4f9b\u5177\u4f53\u7684\u7ec6\u8282\uff0c\u8bf4\u660e\u4ed6\u4eec\u5c06BOLI\u6536\u76ca\u6295\u8d44\u4e8e\u4f55\u5904\uff0c\u800c\u662f\u63d0\u4f9b\u4e00\u4e9b\u627f\u8fd0\u4eba\u7684\u4e00\u822c\u8d26\u6237\u6301\u6709\u91cf\u7684\u7ec6\u8282\u3002\u8be5\u4ea7\u54c1\u6709\u4e00\u4e2a\u5f53\u524d\u7684\u5165\u8d26\u7387\uff0c\u627f\u8fd0\u4eba\u53ef\u4ee5\u4e0d\u65f6\u5730\u6539\u53d8\uff0c\u4e5f\u6709\u4e00\u4e2a\u4fdd\u8bc1\u7684\u6700\u4f4e\u5165\u8d26\u7387\uff0c\u5b83\u4e0d\u80fd\u4f4e\u4e8e\u8fd9\u4e2a\u6bd4\u7387\u3002<\/p>\n<p><strong>\u72ec\u7acb\u8d26\u6237<\/strong><\/p>\n<p>\u8fd9\u79cd\u7c7b\u578b\u7684\u8d26\u6237\u4e0e\u666e\u901a\u8d26\u6237\u975e\u5e38\u76f8\u4f3c\uff0c\u4f46\u4fdd\u9669\u516c\u53f8\u5c06\u6301\u6709\u7684\u8d44\u4ea7\u5206\u79bb\u5230\u666e\u901a\u8d26\u6237\u4e2d\uff0c\u7531\u77e5\u540d\u7684\u57fa\u91d1\u7ecf\u7406\u6765\u7ef4\u62a4\u6295\u8d44\u3002\u57fa\u91d1\u7ecf\u7406\u63d0\u4f9b\u6295\u8d44\u7ec4\u5408\u5185\u8d44\u4ea7\u7684\u8be6\u7ec6\u62a5\u544a\u3002\u8d37\u8bb0\u7387\u7531\u627f\u8fd0\u4eba\u4f7f\u7528\u6536\u76ca\u7387\u4e0e\u6700\u574f\u503c\u7684\u6bd4\u7387\u786e\u5b9a\u3002\u7136\u800c\uff0c\u6ca1\u6709\u4fdd\u8bc1\u7684\u6700\u4f4e\u5165\u8d26\u7387\u3002\u53ef\u4ee5\u8d2d\u4e70\u7a33\u5b9a\u4ef7\u503c\u4fdd\u9669\u9644\u52a0\u6761\u6b3e\uff0c\u4ee5\u5e73\u6ed1\u6309\u5e02\u4ef7\u8ba1\u7b97\u7684\u4e1a\u7ee9\u5e76\u63d0\u4f9b\u4e0b\u8dcc\u4fdd\u62a4\u3002<\/p>\n<table>\n<tbody>\n<tr>\n<td>\u7279\u5f81<\/td>\n<td>\u666e\u901a\u8d26\u6237<\/td>\n<td>\u72ec\u7acb\u8d26\u6237<\/td>\n<\/tr>\n<tr>\n<td>\u6295\u8d44\u51b3\u5b9a<\/td>\n<td>\u4fdd\u9669\u516c\u53f8\u505a\u51fa\u6240\u6709\u7684\u6295\u8d44\u51b3\u5b9a<\/td>\n<td>\u94f6\u884c\u9009\u62e9\u6295\u8d44\u98ce\u683c\uff0c\u4f46\u4e0d\u63a7\u5236\u6295\u8d44\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u5bf9\u4fdd\u9669\u516c\u53f8\u503a\u6743\u4eba\u7684\u4fdd\u62a4<\/td>\n<td>\u7b80\u5386\u662f\u4fdd\u9669\u516c\u53f8\u7684\u4e00\u9879\u4e49\u52a1<\/td>\n<td>\u4fdd\u9669\u516c\u53f8\u6295\u8d44\u4e8e\u5dde\u6cd5\u5f8b\u89c4\u5b9a\u7684\u72ec\u7acb\u8d44\u4ea7<\/td>\n<\/tr>\n<tr>\n<td>\u5229\u7387\u98ce\u9669<\/td>\n<td>\u5229\u7387\u98ce\u9669\u662f\u6307\u4fdd\u5355\u7684\u5229\u606f\u5165\u8d26\u7387\u8bf4\u660e\u7684\u98ce\u9669<\/td>\n<td>\u5229\u7387\u98ce\u9669\u4e0e\u51e0\u4e2a\u8d26\u6237\u7684\u5177\u4f53\u6295\u8d44\u8868\u73b0\u76f4\u63a5\u76f8\u5173\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u62c5\u4fdd\u4e66<\/td>\n<td>\u7531\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u652f\u6301<\/td>\n<td>\u5305\u88f9\u53ef\u4ee5\u9632\u6b62CV\u7684\u4e00\u4e9b\u4e0b\u964d\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u6df7\u5408\u8d26\u6237<\/strong><\/p>\n<p>\u6df7\u5408\u8d26\u6237\u662f\u666e\u901a\u8d26\u6237\u548c\u72ec\u7acb\u8d26\u6237\u7c7b\u578b\u7684\u6df7\u5408\u4f53\u3002\u6df7\u5408\u8d26\u6237\u5438\u6536\u4e86\u666e\u901a\u8d26\u6237\u548c\u72ec\u7acb\u8d26\u6237\u7684\u4e00\u4e9b\u6700\u4f73\u54c1\u8d28\uff0c\u4ee5\u521b\u9020\u4e00\u79cd\u65b0\u7684\u5f62\u5f0f\u3002\u8fd9\u79cd\u8d26\u6237\u5177\u6709\u72ec\u7acb\u8d26\u6237\u7684\u900f\u660e\u5ea6\uff0c\u4f46\u62e5\u6709\u666e\u901a\u8d26\u6237\u7684\u7a33\u5b9a\u6027\u3002\u72ec\u7acb\u8d26\u6237\u548c\u6df7\u5408\u8d26\u6237\u4ea7\u54c1\u90fd\u4e0d\u53d7\u4fdd\u9669\u516c\u53f8\u503a\u6743\u4eba\u7684\u5f71\u54cd\uff0c\u4e3a\u94f6\u884c\u63d0\u4f9b\u4e86\u53e6\u4e00\u4e2a\u5c42\u9762\u7684\u4fdd\u62a4\u3002<\/p>\n<ul>\n<li><strong>BOLI\u901a\u5e38\u9700\u8981\u591a\u5c11\u94b1\uff1f <\/strong><\/li>\n<\/ul>\n<p>\u6839\u636e\u8d2d\u4e70\u7684BOLI\u4ea7\u54c1\u7684\u7c7b\u578b\uff0c\u8d39\u7528\u53ef\u80fd\u5305\u62ec\u3002<\/p>\n<p>- \u4fdd\u8d39\u8d1f\u8f7d\uff1a\u56fd\u5bb6\u4fdd\u8d39\u548cDAC\u7a0e\uff0c\u4f63\u91d1<\/p>\n<p>- \u57fa\u4e8e\u8d44\u4ea7\u7684\u8d39\u7528\u3002\u6b7b\u4ea1\u7387\u548c\u8d39\u7528\uff0c\u4f63\u91d1<\/p>\n<p>- \u6bcf\u6708\u6536\u8d39\u3002\u4fdd\u5355\u8d39\u7528\u3001\u4fdd\u9669\u8d39\u7528<\/p>\n<p>- \u6295\u8d44\u7ba1\u7406\u8d39\uff1a\u72ec\u7acb\u8d26\u6237\u7ecf\u7406\u8d39<\/p>\n<p>- \u4fdd\u7ba1\u548c\u4f1a\u8ba1\u8d39\u7528\uff1a\u5916\u90e8\u7ba1\u7406\u4fdd\u7ba1\u8d39<\/p>\n<p>- \u7a33\u5b9a\u7684\u4ef7\u503c\u8d39\u7528<\/p>\n<ul>\n<li><strong>\u901a\u5e38\u4f1a\u8d2d\u4e70\u591a\u5c11\u4fdd\u9669\uff1f<\/strong><\/li>\n<\/ul>\n<p>\u4e00\u5bb6\u94f6\u884c\u6700\u591a\u53ea\u80fd\u7528\u5176\u4e00\u7ea7\u548c\u8d37\u6b3e\u53ca\u79df\u8d41\u635f\u5931\u51c6\u5907\u91d1\u768425%\u6765\u8d2d\u4e70BOLI\u3002\u7531\u4e8e\u96c6\u4e2d\u98ce\u9669\uff0c\u94f6\u884c\u53ea\u80fd\u7528\u5176\u4e00\u7ea7\u8d44\u672c\u548c\u8d37\u6b3e\u53ca\u79df\u8d41\u635f\u5931\u51c6\u5907\u91d1\u768415%\u6216\u94f6\u884c\u603b\u8d44\u4ea7\u76841%\u8d2d\u4e70\u4efb\u4f55\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u3002<\/p>\n<ul>\n<li><strong>\u4f7f\u7528\u72ee\u5b50\u91d1\u878d\u8fd9\u6837\u7684\u987e\u95ee\u6709\u4ec0\u4e48\u597d\u5904\uff1f<\/strong><\/li>\n<\/ul>\n<p>\u5728\u8d2d\u4e70BOLI\u4fdd\u9669\u4e4b\u524d\uff0c\u94f6\u884c\u7684\u8463\u4e8b\u4f1a\u548c\u9ad8\u7ea7\u7ba1\u7406\u5c42\u5e94\u8be5\u4e86\u89e3BOLI\u7684\u98ce\u9669\u3001\u56de\u62a5\u548c\u7279\u70b9\u3002\u5728\u5176\u8d2d\u4e70\u524d\u7684\u5206\u6790\u4e2d\uff0c\u6709\u516d\u4e2a\u5177\u4f53\u7684\u98ce\u9669\u3002 <strong>\u4ea4\u6613\u98ce\u9669\u3001\u4fe1\u7528\u98ce\u9669\u3001\u5229\u7387\u98ce\u9669\u3001\u6d41\u52a8\u6027\u98ce\u9669\u3001\u5408\u89c4\u98ce\u9669\u548c\u4ef7\u683c\u98ce\u9669\u3002<\/strong> \u867d\u7136\u94f6\u884c\u6700\u7ec8\u8981\u5bf9\u5176\u5c3d\u804c\u8c03\u67e5\u8fc7\u7a0b\u8d1f\u8d23\uff0c\u4f46\u8d22\u52a1\u987e\u95ee\u53ef\u4ee5\u534f\u52a9\u4f60\u8bc4\u4f30\u548c\u8bb0\u5f55\u5bf9\u8fd9\u4e9b\u98ce\u9669\u7684\u6bcf\u4e00\u9879\u5206\u6790\u3002<\/p>\n<p>\u4e00\u4e9b\u6709\u53ef\u80fd\u589e\u52a0BOLI\u7684\u7a0e\u52a1\u98ce\u9669\u5e76\u62db\u81f4IRS\u5ba1\u67e5\u7684\u9886\u57df\u5305\u62ec\u3002<\/p>\n<p><strong>\u501f\u6b3e\u3002<\/strong> 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<a href=\"https:\/\/lions.financial\/zh\/contact\/\">https:\/\/lions.financial\/contact\/<\/a><\/p>\n<p>\u5982\u679c\u4f60\u60f3\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u5176\u4ed6\u98ce\u9669\u7ba1\u7406\u670d\u52a1\u7684\u4fe1\u606f\uff0c\u8bf7\u8bbf\u95ee\u3002<\/p>\n<p>\u4fdd\u8d39\u878d\u8d44\u3002<\/p>\n<p><a href=\"https:\/\/lions.financial\/zh\/services-risk-management-premium-financing\/\">https:\/\/lions.financial\/services-risk-management-premium-financing\/<\/a><\/p>\n<p>\u5173\u952e\u4eba\u7269\u8986\u76d6\u3002<\/p>\n<p><a href=\"https:\/\/lions.financial\/zh\/risk-management-key-person-coverage\/\">https:\/\/lions.financial\/risk-management-key-person-coverage\/<\/a><\/p>\n<p>\u9012\u5ef6\u62a5\u916c\u3002<\/p>\n<p>https:\/\/lions.financial\/services\/business-advisory-deferred-compensation\/<\/p>\n<p>\u4f5c\u4e3a\u4e00\u5bb6\u91d1\u878d\u670d\u52a1\u516c\u53f8\uff0c\u72ee\u5b50\u91d1\u878d\u4e13\u6ce8\u4e8e\u5e2e\u52a9\u4f01\u4e1a\u901a\u8fc7\u54a8\u8be2\u548c\u5b9e\u65bd\u4fdd\u9669\u4ea7\u54c1\u6765\u89e3\u51b3\u4ed6\u4eec\u7684\u98ce\u9669\u7ba1\u7406\u8003\u8651\u3002\u6211\u4eec\u628a\u94f6\u884c\u62e5\u6709\u7684\u4eba\u5bff\u4fdd\u9669\u7684\u6982\u8ff0\u653e\u5728\u4e00\u8d77\uff0c\u4ee5\u660e\u786e\u5b83\u4eec\u6240\u6ee1\u8db3\u7684\u89e3\u51b3\u65b9\u6848\u4ee5\u53ca\u5f53\u4eca\u4f01\u4e1a\u4fdd\u9669\u6240\u9762\u4e34\u7684\u9700\u6c42\u548c\u671f\u671b\u3002<\/p>\n<p>\u6211\u4eec\u4f7f\u7528\u7684\u8fd9\u4e9b\u4fe1\u606f\u6765\u6e90\u5305\u62ec\u3002<\/p>\n<p><a href=\"https:\/\/www.bolicoli.com\/boli\/\">https:\/\/www.bolicoli.com\/boli\/<\/a><\/p>\n<p><a href=\"https:\/\/www.investopedia.com\/terms\/b\/boli.asp\">https:\/\/www.investopedia.com\/terms\/b\/boli.asp<\/a><\/p>\n<p><a href=\"https:\/\/www.fool.com\/investing\/general\/2015\/05\/18\/bank-owned-life-insurance-a-little-known-way-banks.aspx\">https:\/\/www.fool.com\/investing\/general\/2015\/05\/18\/bank-owned-life-insurance-a-little-known-way-banks.aspx<\/a><\/p>\n<p><a href=\"https:\/\/www.bestliferates.org\/types\/bank-owned\/\">https:\/\/www.bestliferates.org\/types\/bank-owned\/<\/a><\/p>\n<p><a href=\"https:\/\/www.nfp.com\/corporate-benefits\/executive-benefits\/bank-owned-life-insurance\">https:\/\/www.nfp.com\/corporate-benefits\/executive-benefits\/bank-owned-life-insurance<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>What is Bank Owned Life Insurance? Bank-Owned Life Insurance (BOLI) is a tax efficient method that offsets employee benefit costs, which is used in the [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[328],"tags":[],"ppma_author":[382],"class_list":["post-4851","post","type-post","status-publish","format-standard","hentry","category-life-insurance","author-risk-management-team"],"acf":[],"authors":[{"term_id":382,"user_id":0,"is_guest":1,"slug":"risk-management-team","display_name":"Risk Management Team","avatar_url":{"url":"https:\/\/lions.financial\/wp-content\/uploads\/2018\/12\/cropped-LIons-Assurance-Financial-Logo-Favicon.png","url2x":"https:\/\/lions.financial\/wp-content\/uploads\/2018\/12\/cropped-LIons-Assurance-Financial-Logo-Favicon.png"},"author_category":"","user_url":"","last_name":"","first_name":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/comments?post=4851"}],"version-history":[{"count":1,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4851\/revisions"}],"predecessor-version":[{"id":4853,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4851\/revisions\/4853"}],"wp:attachment":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/media?parent=4851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/categories?post=4851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/tags?post=4851"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/ppma_author?post=4851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}