{"id":4540,"date":"2021-03-11T10:49:29","date_gmt":"2021-03-11T15:49:29","guid":{"rendered":"https:\/\/lions.financial\/?p=4540"},"modified":"2022-11-29T16:34:33","modified_gmt":"2022-11-29T21:34:33","slug":"implications-of-1-9-trillion-stimulus-package","status":"publish","type":"post","link":"https:\/\/lions.financial\/zh\/implications-of-1-9-trillion-stimulus-package\/","title":{"rendered":"$1.9\u4e07\u4ebf\u7ecf\u6d4e\u523a\u6fc0\u8ba1\u5212\u7684\u5f71\u54cd"},"content":{"rendered":"

\u53c2\u8bae\u9662\u4fee\u6b63\u7684$1.9\u4e07\u4ebf\u5927\u89c4\u6a21\u523a\u6fc0\u8ba1\u5212\uff0c\u53c8\u79f0 \"\u7f8e\u56fd\u6551\u63f4\u8ba1\u5212\"\uff08ARP\uff09\u4e8e2021\u5e743\u670810\u65e5\u661f\u671f\u4e09\u5728\u4e25\u683c\u7684\u515a\u6d3e\u6295\u7968\u57fa\u7840\u4e0a\u4ee5\u5fae\u5f31\u4f18\u52bf\u83b7\u5f97\u901a\u8fc7\uff1a220\uff0850.9%\uff09\u6c11\u4e3b\u515a\u4eba\u5bf9212\uff0849.1%\uff09\u5171\u548c\u515a\u4eba+1\u540d\u6c11\u4e3b\u515a\u4eba\uff08Jared Golden\u8bae\u5458\uff0c\u6c11\u4e3b\u515a\uff0c\u7f05\u56e0\u5dde\uff09\u3002<\/p>\n

\u62dc\u767b\u603b\u7edf\u8ba1\u5212\u57282021\u5e743\u670812\u65e5\u661f\u671f\u4e94\u7b7e\u7f72ARP\u6210\u4e3a\u6cd5\u5f8b\uff0c\u7136\u540e\u57282021\u5e743\u670811\u65e5\u661f\u671f\u56db\u7684\u9ec4\u91d1\u65f6\u6bb5\u8fdb\u884c\u7535\u89c6\u5e7f\u64ad\uff0c\u5411\u7f8e\u56fd\u516c\u4f17\u548c\u9009\u6c11\u63a8\u9500ARP\u548c\u6c11\u4e3b\u515a\u7684\u8bae\u7a0b\u3002<\/p>\n

\u4ee5\u4e0b\u662f\u8be5\u65b9\u6848\u7684\u4e3b\u8981\u63d0\u6848\u7c7b\u522b\u548c\u5f71\u54cd\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u63d0\u6848\u7c7b\u522b<\/strong><\/td>\n\u5b83\u662f\u4ec0\u4e48<\/strong><\/td>\n\u5e02\u573a\u5f71\u54cd<\/strong><\/td>\nLF\u7684\u5f71\u54cd<\/strong><\/td>\n<\/tr>\n
\u5931\u4e1a\u91d1\u8865\u5145<\/p>\n

(\u4f30\u8ba1\u6210\u672c=1.5576\u4ebf2020\u5e74\u7f8e\u56fd\u52b3\u52a8\u529b-950\u4e07\u56e0\u4e3aCOVID-19\u7684\u5065\u5eb7\u548c\u7ecf\u6d4e\u5f71\u54cd\u800c\u4e0d\u518d\u627e\u5de5\u4f5c=1.4426\u4ebfx4.85%\u5931\u4e1a\u7387\uff0c\u8003\u8651\u52306.2%\u7684\u5f53\u524d\u5931\u4e1a\u7387\u4e0e3.5%\u7684\u5927\u6d41\u884c\u524d\u5931\u4e1a\u7387=700\u4e07x$300\u6bcf\u5468\u8865\u52a9x29\u5468\u76f4\u52309\u67086\u65e5\u52b3\u52a8\u8282=$609\u4ebf\u77ed\u671f)<\/td>\n

\u00a7$300\u6bcf\u5468\u8865\u5145\u56fd\u5bb6\u53d1\u653e\u7684W-2\u5de5\u4eba\u7684\u5931\u4e1a\u91d1\uff0c\u76f4\u5230\u52b3\u52a8\u8282 2021\u5e749\u67086\u65e5<\/p>\n

\u00a7 \u8fd8\u5ef6\u957f\u4e86CARES\u6cd5\u6848PUA\/\u5927\u6d41\u884c\u5931\u4e1a\u63f4\u52a9\uff0c\u9002\u7528\u4e8e1099\u540d\u4e34\u65f6\u5de5\u548c\u5176\u4ed6\u4f20\u7edf\u4e0a\u6ca1\u6709\u8d44\u683c\u83b7\u5f97\u5931\u4e1a\u63f4\u52a9\u7684\u4eba + PEUC\/\u5927\u6d41\u884c\u7d27\u6025\u5931\u4e1a\u8865\u507f\uff0c\u9002\u7528\u4e8e\u957f\u671f\u5931\u4e1a\u8005\uff0c\u4e3a\u671f79\u5468\uff0c\u5728\u9ad8\u5931\u4e1a\u7387\u5dde\u53ef\u8fbe86\u5468 + W-2\u548c1099 MEUC\/\u6df7\u5408\u6536\u5165\u8005\u5931\u4e1a\u8865\u507f\u7684\u6bcf\u5468$100\u7684\u8865\u8d34<\/p>\n

\u00a7 \u4e2a\u4eba\u7684\u7b2c\u4e00\u7b14$10,200\u7684\u65e0\u4e1a\u798f\u5229\u662f\u514d\u7a0e\u7684<\/td>\n

\u00a7 \u5728\u77ed\u671f\u5185\u3002<\/p>\n

\u9274\u4e8e\u6bcf\u5468$300\u00f7\u6bcf\u546830\u5c0f\u65f6=$10\/\u5c0f\u65f6\uff0c\u76ee\u524d\u5931\u4e1a\u7387\u6700\u9ad8\u7684\u5728\u804c\u5de5\u4eba\uff0c\u8fd9\u5c06\u51cf\u7f13\u4f4e\u6536\u5165\u5de5\u4eba\u5bfb\u627e\u5728\u804c\u5de5\u4f5c\u7684\u52a8\u529b\uff0c\u76f4\u5230\u52b3\u52a8\u8282\u540e\u3002<\/p>\n

\u8fd9\u79cd\u653e\u7f13\u5c06\u4fc3\u4f7f\u96c7\u4e3b\u8fdb\u4e00\u6b65\u5b9e\u73b0\u81ea\u52a8\u5316\u548c\/\u6216\u91cd\u65b0\u914d\u7f6e\u4f4e\u6536\u5165\u5de5\u4eba\u7684\u5de5\u4f5c\u804c\u80fd<\/p>\n

\u00a7 \u4ece\u4e2d\u671f\u6765\u770b\u3002\u81ea\u52a8\u5316\u7a0b\u5ea6\u7684\u63d0\u9ad8\u5c06\u5bfc\u81f4 \"\u65e7\u7ecf\u6d4e \"\u7684\u65e0\u5c31\u4e1a\u590d\u82cf\uff0c\u6b63\u5982\u5965\u5df4\u9a6c\u653f\u5e9c\u57282007-2009\u5e74\u5927\u8870\u9000\u671f\u95f4\u7684$9000\u4ebfTARP\/\u4e0d\u826f\u8d44\u4ea7\u6551\u52a9\u8ba1\u5212\u7684\u523a\u6fc0\u63aa\u65bd\u6240\u53d1\u751f\u7684\u90a3\u6837<\/p>\n

\u00a7 \u4ece\u957f\u8fdc\u6765\u770b\u3002\u65e7\u7ecf\u6d4e \"\u7684\u5931\u4e1a\u590d\u82cf\u5c06\u4fc3\u4f7f\u5bf9 \"\u65e7\u7ecf\u6d4e \"\u5de5\u4eba\u7684\u518d\u57f9\u8bad\u548c\u518d\u5f15\u5bfc\u8ba1\u5212\u7684\u989d\u5916\u6295\u8d44\uff0c\u5e76\u52a0\u5feb\u5c06\u6700\u4f4e\u5de5\u8d44\u63d0\u9ad8\u5230\u6bcf\u5c0f\u65f6$15\u7684\u65f6\u95f4\u6846\u67b6\u3002<\/td>\n

\u00a7 \u5728\u77ed\u671f\u5185\u3002\u6309\u91cd\u8981\u6027\u964d\u5e8f\u6392\u5217\uff0c\u91cd\u70b9\u4e3a\u79d1\u6280\u89e3\u51b3\u65b9\u6848\u516c\u53f8\u63d0\u4f9b\u98ce\u9669\u7ba1\u7406\u3001\u4e1a\u52a1\u54a8\u8be2\u548c\u8d44\u672c\u7b79\u96c6\u670d\u52a1\uff0c\u91cd\u70b9\u662f\u5b9e\u73b0\u4ee5\u4e0b\u5de5\u4f5c\u804c\u80fd\u7684\u81ea\u52a8\u5316\u3002<\/p>\n

\u00fe \u88c5\u914d\u7ebf\uff0c\u5de5\u5382\u5de5\u4eba<\/p>\n

\u5df4\u58eb\u53f8\u673a\u3001\u51fa\u79df\u8f66\u53f8\u673a\u3001\u5361\u8f66\u53f8\u673a<\/p>\n

\u7535\u8bdd\u63a5\u7ebf\u5458\u3001\u7535\u8bdd\u9500\u552e\u5458\u3001\u63a5\u5f85\u5458<\/p>\n

\u6536\u94f6\u5458<\/p>\n

\u00fe \u94f6\u884c\u51fa\u7eb3\u5458\u3001\u529e\u4e8b\u5458<\/p>\n

\u5305\u88c5\u3001\u5b58\u8d27\u3001\u4ed3\u5e93\u52a9\u7406<\/p>\n

\u00fe \u836f\u623f\u5904\u65b9\u6280\u672f\u4eba\u5458<\/p>\n

\u4fe1\u606f\u6536\u96c6\u8005\u3001\u7814\u7a76\u4eba\u5458\u3001\u5206\u6790\u4eba\u5458<\/p>\n

\u00fe \u8bb0\u8005\uff0c\u8bb0\u8005<\/p>\n

\u00fe \u98de\u884c\u5458<\/p>\n

\u00fe \u8c03\u9152\u5e08<\/p>\n

\u00fe \u80a1\u7968\u4ea4\u6613\u5458<\/p>\n

\u00fe \u90ae\u653f\u5de5\u4eba<\/p>\n

\u00fe \u533b\u751f\u3001\u9ebb\u9189\u5e08\u3001\u624b\u672f\u52a9\u7406<\/p>\n

\u58eb\u5175\u3001\u536b\u5175<\/p>\n

\u00fe \u65c5\u884c\u793e<\/p>\n

\u3c6e \u53a8\u5e08, \u53a8\u5b50<\/p>\n

\u7206\u7834\u961f\u52a9\u7406<\/p>\n

\u6253\u5b57\u5458<\/p>\n

\u00fe \u603b\u673a\u64cd\u4f5c\u5458<\/p>\n

\u00fe \u4fdd\u9f84\u7403\u4e2d\u5fc3\u6253\u9488\u5458<\/p>\n

\u00fe \u7535\u5f71\u653e\u6620\u5458<\/p>\n

\u00fe \u519c\u4e1a\u52a9\u7406<\/p>\n

\u00fe \u9152\u5e97\u5de5\u4f5c\u4eba\u5458\u3001\u5ba2\u623f\u670d\u52a1\u4eba\u5458<\/p>\n

\u00a7 \u5728\u4e2d\u671f\u3002\u4e13\u6ce8\u4e8e\u4e3a\u6559\u80b2\u79d1\u6280\u548c\u533b\u7597\u79d1\u6280\u89e3\u51b3\u65b9\u6848\u516c\u53f8\u63d0\u4f9b\u98ce\u9669\u7ba1\u7406\u3001\u4e1a\u52a1\u54a8\u8be2\u548c\u8d44\u672c\u7b79\u96c6\u670d\u52a1<\/p>\n

\u00a7 \u4ece\u957f\u8fdc\u6765\u770b\u3002\u6309\u91cd\u8981\u6027\u964d\u5e8f\u6392\u5217\uff0c\u91cd\u70b9\u4e3a \"\u65b0 \"\u7ecf\u6d4e\u4ea7\u4e1a\u516c\u53f8\u63d0\u4f9b\u98ce\u9669\u7ba1\u7406\u3001\u5546\u4e1a\u54a8\u8be2\u548c\u8d44\u672c\u7b79\u96c6\u89e3\u51b3\u65b9\u6848\u3002<\/p>\n

\u670d\u52a1\u4e8e\u4ea4\u901a\u90e8\u95e8\u7684\u5efa\u7b51\u516c\u53f8\uff0c\u91cd\u5efa\u9053\u8def\u548c\u516c\u8def\u3001\u6c34\u8def\u548c\u673a\u573a\u57fa\u7840\u8bbe\u65bd\u3002<\/p>\n

\u00fe \"\u7eff\u8272 \"\u80fd\u6e90\u98ce\u80fd\u3001\u592a\u9633\u80fd\u3001\u6c34\u80fd\u51cf\u5c11\u78b3\u8db3\u8ff9\u7684\u975e\u5316\u77f3\u71c3\u6599\u516c\u53f8<\/p>\n

\u57fa\u4e8e\u690d\u7269\u7684\u5065\u5eb7\u3001\u7f8e\u5bb9\u3001\u98df\u54c1\u516c\u53f8<\/td>\n<\/tr>\n

\u76f4\u63a5\u4ed8\u6b3e<\/td>\n\u00a7 \u8c03\u6574\u540e\u603b\u6536\u5165\uff08AGI\uff09\u4e0d\u8d85\u8fc7$75,000\u7684\u5355\u8eab\u7533\u62a5\u8005\u548cAGI\u4e0d\u8d85\u8fc7$112,500\u7684\u6237\u4e3b\u7533\u62a5\u8005\u5c06\u83b7\u5f97$1.400\uff0cAGI\u4e0d\u8d85\u8fc7$15,000\u7684\u5df2\u5a5a\u592b\u5987\u8054\u5408\u7533\u62a5\u8005\u5c06\u83b7\u5f97$2,800\uff1b\u8fd9\u4e9b\u7eb3\u7a0e\u4eba\u4e5f\u5c06\u4e3a\u6bcf\u4e2a\u53d7\u629a\u517b\u4eba\u83b7\u5f97$1,400<\/p>\n

\u00a7 \u5355\u8eab\u7533\u62a5\u8005\u7684\u6dd8\u6c70\u7387\u4e3a28%\u6216$280\/$1,000\uff0c\u76f4\u5230$80,000 AGI\u7684\u4e0a\u9650\uff0c\u6237\u4e3b\u76f4\u5230$120,000 AGI\uff0c\u5df2\u5a5a\u592b\u5987\u7533\u62a5\u8005\u76f4\u5230$160,000 AGI\uff0c\u5df2\u5a5a\u592b\u5987\u7533\u62a5\u8005\u67091\u540d\u5bb6\u5c5e\u7684\uff0c42%\u6216$420\/$1,000\uff1b\u6b64\u540e\u6bcf\u4e2a\u4e0a\u9650\u6c34\u5e73\u540e\u7684$ 0<\/td>\n

\u00a7 \u6839\u636e\u4ee5\u524d\u7684\u76f4\u63a5\u4ed8\u6b3e\u4f7f\u7528\u60c5\u51b5\u3002<\/p>\n

\u00fe 15%\u7684\u63a5\u53d7\u8005\u82b1\u5149\u4e86\u6240\u6709\u7684\u94b1<\/p>\n

\u00fe 33%\u7684\u63a5\u6536\u8005\u5168\u90e8\u4fdd\u5b58\u8d77\u6765<\/p>\n

\u00fe 48%\u7684\u53d7\u52a9\u4eba\u507f\u8fd8\u503a\u52a1<\/td>\n

 <\/td>\n<\/tr>\n
\u513f\u7ae5\u7a0e\u6536\u62b5\u514d<\/td>\n\u00a7 \u6bcf\u4e2a\u5b69\u5b50\u4ece$2,000\u589e\u52a0\u5230\u3002<\/p>\n

\u00fe $3,600\u6bcf\u4e2a\u5b69\u5b50\u4f4e\u4e8e3,000\u7f8e\u5143\u3002<\/td>\n

 <\/td>\n <\/td>\n<\/tr>\n
COVID-19\u75ab\u82d7\u7684\u751f\u4ea7\u548c\u9500\u552e<\/p>\n

$200\u4ebf<\/p>\n

COVID-19\u6d4b\u8bd5\uff0c\u63a5\u89e6\u8ffd\u8e2a<\/p>\n

$500\u4ebf<\/td>\n

 <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
\u79df\u91d1\u548c\u516c\u7528\u4e8b\u4e1a\u63f4\u52a9<\/p>\n

$25\u4ebf<\/p>\n

\u62b5\u62bc\u8d37\u6b3e\u63f4\u52a9<\/p>\n

$100\u4ebf<\/td>\n

 <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
\u5bf9\u56fd\u5bb6\u3001\u5730\u65b9\u3001\u90e8\u843d\u653f\u5e9c\u7684\u6551\u6d4e<\/p>\n

$3500\u4ebf<\/td>\n

 <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
K-12\u5b66\u6821<\/p>\n

$1200\u4ebf<\/td>\n

 <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
SNAP\/\u8865\u5145\u8425\u517b\u63f4\u52a9\u8ba1\u5212<\/p>\n

\u52309\u6708\u4efd\uff0c15%\u7684\u798f\u5229\u5c06\u5f97\u5230\u63d0\u5347<\/td>\n

 <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
\u6269\u5927\u5965\u5df4\u9a6c\u533b\u4fdd\u7684\u8865\u8d34\u548c\u89c4\u5b9a<\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
\u5bf9\u9910\u9986\u7684\u63f4\u52a9<\/p>\n

$300\u4ebf<\/td>\n

 <\/td>\n <\/td>\n <\/td>\n<\/tr>\n
\u96c7\u5458\u7559\u7528\u6743<\/td>\n <\/td>\n <\/td>\n <\/td>\n<\/tr>\n<\/tbody>\n<\/table>","protected":false},"excerpt":{"rendered":"

The Senate-amended $1.9 trillion massive stimulus package aka the \u201cAmerican Rescue Plan\u201d (ARP) was narrowly passed by the House on Wed 3\/10\/2021 on a strictly […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[90],"tags":[],"ppma_author":[386],"class_list":["post-4540","post","type-post","status-publish","format-standard","hentry","category-business-planning","author-research-team"],"acf":[],"authors":[{"term_id":386,"user_id":0,"is_guest":1,"slug":"research-team","display_name":"Research Team","avatar_url":{"url":"https:\/\/lions.financial\/wp-content\/uploads\/2018\/12\/cropped-LIons-Assurance-Financial-Logo-Favicon.png","url2x":"https:\/\/lions.financial\/wp-content\/uploads\/2018\/12\/cropped-LIons-Assurance-Financial-Logo-Favicon.png"},"author_category":"","user_url":"","last_name":"","first_name":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/comments?post=4540"}],"version-history":[{"count":1,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4540\/revisions"}],"predecessor-version":[{"id":4541,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4540\/revisions\/4541"}],"wp:attachment":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/media?parent=4540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/categories?post=4540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/tags?post=4540"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/ppma_author?post=4540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}