{"id":4296,"date":"2021-01-21T22:52:40","date_gmt":"2021-01-22T03:52:40","guid":{"rendered":"https:\/\/lions.financial\/?p=4296"},"modified":"2022-11-29T16:34:33","modified_gmt":"2022-11-29T21:34:33","slug":"what-are-the-legal-conditions-and-provisions-of-ppp-loans-for-business-owners-to-be-aware-of","status":"publish","type":"post","link":"https:\/\/lions.financial\/zh\/what-are-the-legal-conditions-and-provisions-of-ppp-loans-for-business-owners-to-be-aware-of\/","title":{"rendered":"\u4f01\u4e1a\u4e3b\u9700\u8981\u6ce8\u610f\u7684PPP\u8d37\u6b3e\u7684\u6cd5\u5f8b\u6761\u4ef6\u548c\u89c4\u5b9a\u6709\u54ea\u4e9b\uff1f"},"content":{"rendered":"
    \n
  1. \u4ec0\u4e48\u662f \"\u627f\u8bfa\u652f\u4ed8\"\uff1f <\/span>
    \n<\/span>\u501f\u6b3e\u4eba\u627f\u8bfa\u5411\u8d37\u6b3e\u4eba\u652f\u4ed8\u7968\u636e\u91d1\u989d\uff0c\u52a0\u4e0a\u6309\u7968\u636e\u5229\u7387\u8ba1\u7b97\u7684\u672a\u4ed8\u672c\u91d1\u4f59\u989d\u7684\u5229\u606f\uff0c\u4ee5\u53ca\u672c\u7968\u636e\u6240\u8981\u6c42\u7684\u6240\u6709\u5176\u4ed6\u6b3e\u9879\u3002<\/span><\/li>\n
  2. \u7533\u8bf7\u8d37\u6b3e\u65f6\u5e94\u6ce8\u610f\u7684\u6838\u5fc3\u5b9a\u4e49 <\/span>
    \n<\/span>\"CARES\u6cd5\u6848\"<\/i><\/b> \u6307\u7ecf\u4fee\u8ba2\u7684\u300a\u51a0\u72b6\u75c5\u6bd2\u63f4\u52a9\u3001\u6551\u6d4e\u548c\u7ecf\u6d4e\u5b89\u5168\u6cd5\u300b\u4ee5\u53ca\u9002\u7528\u7684\u85aa\u8d44\u4fdd\u62a4\u8ba1\u5212\u89c4\u5219\u3001\u4e34\u65f6\u89c4\u5219\u3001\u6761\u4f8b\u3001\u6307\u5357\u548c\u5e38\u89c1\u95ee\u9898\u3002<\/span>
    \n<\/span>\"\u8986\u76d6\u671f\"<\/i><\/b> \u6307\u4ece\u8d37\u6b3e\u6536\u76ca\u652f\u4ed8\u7ed9\u501f\u6b3e\u4eba\u4e4b\u65e5\u5f00\u59cb\uff0c\u5230\u501f\u6b3e\u4eba\u9009\u62e9\u7684\u4efb\u4f55\u65e5\u671f\u4e3a\u6b62\u7684\u671f\u95f4\uff0c\u8be5\u671f\u95f4(i)\u4ece\u652f\u4ed8\u65e5\u671f\u540e8\u5468\u7684\u65e5\u671f\u5f00\u59cb\uff0c(ii)\u5230\u652f\u4ed8\u65e5\u671f\u540e24\u5468\u7684\u65e5\u671f\u4e3a\u6b62\u3002<\/span>
    \n<\/span>\"\u9012\u5ef6\u671f\"<\/i><\/b> \u662f\u6307\u622a\u6b62\u4e8eSBA\u5411\u8d37\u6b3e\u4eba\u6c47\u51fa\u6839\u636eCARES\u6cd5\u6848\u786e\u5b9a\u7684\u4efb\u4f55\u8d37\u6b3e\u5bbd\u6055\u91d1\u989d\u6216\u62d2\u7edd\u5bbd\u6055\u4e4b\u65e5\u7684\u65f6\u671f\u3002\u4f46\u662f\uff0c\u5982\u679c\u501f\u6b3e\u4eba\u5728\u8986\u76d6\u671f\u7684\u6700\u540e\u4e00\u5929\u540e\u768410\u4e2a\u6708\u5185\u6ca1\u6709\u7533\u8bf7\u8d37\u6b3e\u8c41\u514d\uff0c\u5219\u63a8\u8fdf\u671f\u5c06\u5728\u8986\u76d6\u671f\u7684\u6700\u540e\u4e00\u5929\u540e\u768410\u4e2a\u6708\u5185\u7ed3\u675f\u3002<\/span>
    \n<\/span>\"\u8d37\u6b3e\"<\/i><\/b> \u6307\u672c\u7968\u636e\u6240\u8bc1\u660e\u7684\u8d37\u6b3e\u3002<\/span>
    \n<\/span>\"\u5230\u671f\u65e5\"<\/i><\/b> \u6307\u8d37\u6b3e\u6700\u521d\u53d1\u653e\u65e5\u671f\u7684\u7b2c\u4e94\u5468\u5e74\u3002<\/span>
    \n<\/span>\"\u7968\u636e\u5229\u7387\"<\/i><\/b> \u6307\u6bcf\u5e740.98%\u7684\u5229\u7387\uff0c\u5229\u606f\u5e94\u6309\u672a\u4ed8\u672c\u91d1\u4f59\u989d\u8ba1\u7b97\uff0c\u4ee5\u4e00\u5e74360\u5929\u7684\u5b9e\u9645\u5929\u6570\u4e3a\u57fa\u7840\u3002<\/span>
    \n<\/span>\"\u6bcf\u5e74\"<\/i><\/b> \u6307\u88ab\u89c6\u4e3a\u7531360\u5929\u7ec4\u6210\u7684\u4e00\u5e74\u3002<\/span>
    \n<\/span>\"SBA\"<\/i><\/b> \u6307\u7f8e\u56fd\u5c0f\u4f01\u4e1a\u7ba1\u7406\u5c40\uff0c\u662f\u7f8e\u56fd\u7684\u4e00\u4e2a\u673a\u6784\u3002<\/span><\/li>\n
  3. \u8d44\u52a9\u8d37\u6b3e\u7684\u5148\u51b3\u6761\u4ef6\u662f\u4ec0\u4e48\uff1f<\/span>
    \n<\/span>\u5728\u4e3a\u8d37\u6b3e\u63d0\u4f9b\u8d44\u91d1\u4e4b\u524d\uff0c\u5fc5\u987b\u6ee1\u8db3\u4ee5\u4e0b\u6761\u4ef6\u3002<\/span><\/p>\n
      \n
    1. \u8d37\u6b3e\u4eba\u5df2\u6279\u51c6\u8d37\u6b3e\u7533\u8bf7\u3002<\/span><\/li>\n
    2. \u8d37\u6b3e\u4eba\u5df2\u7ecf\u6536\u5230SBA\u7684\u6279\u51c6\uff0c\u4e3a\u8d37\u6b3e\u63d0\u4f9b\u8d44\u91d1\u3002<\/span><\/li>\n<\/ol>\n<\/li>\n
    3. \u4ec0\u4e48\u662f\u652f\u4ed8\u6761\u6b3e\uff1f<\/span>
      \n<\/span>\u501f\u6b3e\u4eba\u5c06\u6309\u4ee5\u4e0b\u65b9\u5f0f\u652f\u4ed8\u672c\u7968\u636e\u3002<\/span><\/p>\n
        \n
      • \u63a8\u8fdf\u671f\u5185\u4e0d\u4ed8\u6b3e\u3002\u5728\u63a8\u8fdf\u671f\u5185\uff0c\u501f\u6b3e\u4eba\u4e0d\u5e94\u652f\u4ed8\u4efb\u4f55\u6b3e\u9879\u3002<\/span><\/li>\n
      • \u672c\u91d1\u548c\u5229\u606f\u7684\u652f\u4ed8\u3002\u5ef6\u671f\u671f\u6ee1\u540e\uff0c\u653e\u6b3e\u4eba\u5c06\uff08\u5728\u8d26\u5355\u4e0a\u6216\u4ee5\u5176\u4ed6\u65b9\u5f0f\uff09\u901a\u77e5\u501f\u6b3e\u4eba\u7b2c\u4e00\u6b21\u4ed8\u6b3e\u7684\u5230\u671f\u65e5\uff08\"\u7b2c\u4e00\u6b21\u4ed8\u6b3e\u65e5\"\uff09\u3002\u4ece\u7b2c\u4e00\u6b21\u4ed8\u6b3e\u65e5\u5f00\u59cb\uff0c\u5e76\u5728\u6b64\u540e\u6bcf\u6708\u7684\u540c\u4e00\u5929\u6301\u7eed\u5230\u5230\u671f\u65e5\uff0c\u501f\u6b3e\u4eba\u5e94\u6bcf\u6708\u5411\u8d37\u6b3e\u4eba\u652f\u4ed8\u7b49\u989d\u7684\u672c\u91d1\u548c\u5229\u606f\uff0c\u76f4\u81f3\u5230\u671f\u65e5\u7684\u524d\u4e00\u4e2a\u6708\uff1b\u4f46\u9996\u6b21\u4ed8\u6b3e\u5e94\u9002\u7528\u4e8e\u9012\u5ef6\u671f\u5185\u7684\u5e94\u8ba1\u5229\u606f\uff0c\u76f4\u81f3\u8be5\u91d1\u989d\u5f97\u5230\u6ee1\u8db3\u3002<\/span><\/li>\n
      • \u5230\u671f\u65e5\u3002\u5728\u5230\u671f\u65e5\uff0c\u501f\u6b3e\u4eba\u5e94\u5411\u8d37\u6b3e\u4eba\u652f\u4ed8\u4efb\u4f55\u548c\u6240\u6709\u672a\u652f\u4ed8\u7684\u672c\u91d1\u4ee5\u53ca\u5e94\u8ba1\u548c\u672a\u652f\u4ed8\u7684\u5229\u606f\u3002\u672c\u7968\u636e\u5c06\u4e8e\u5230\u671f\u65e5\u5230\u671f\u3002<\/span><\/li>\n
      • \u5982\u679c\u4efb\u4f55\u4ed8\u6b3e\u662f\u5728\u67d0\u4e00\u7279\u5b9a\u65e5\u5386\u6708\u4e2d\u6ca1\u6709\u6570\u5b57\u5bf9\u5e94\u7684\u65e5\u671f\uff0c\u90a3\u4e48\u5b83\u5c06\u5728\u8be5\u6708\u7684\u6700\u540e\u4e00\u5929\u5230\u671f\u3002\u5982\u679c\u4efb\u4f55\u4ed8\u6b3e\u7684\u5230\u671f\u65e5\u4e0d\u662f\u8425\u4e1a\u65e5\uff0c\u90a3\u4e48\u4ed8\u6b3e\u5c06\u5728\u4e0b\u4e00\u4e2a\u8425\u4e1a\u65e5\u8fdb\u884c\u3002\u8425\u4e1a\u65e5 \"\u4e00\u8bcd\u662f\u6307\u9664\u5468\u516d\u3001\u5468\u65e5\u6216\u56fd\u5bb6\u94f6\u884c\u534f\u4f1a\u88ab\u6388\u6743\u5173\u95ed\u7684\u4efb\u4f55\u5176\u4ed6\u65e5\u5b50\u4ee5\u5916\u7684\u65e5\u5b50\u3002<\/span><\/li>\n
      • \u9664\u975e\u9002\u7528\u6cd5\u5f8b\u53e6\u6709\u7ea6\u5b9a\u6216\u8981\u6c42\uff0c\u5426\u5219\u4ed8\u6b3e\u5e94\u5728\u672c\u91d1\u548c\u5229\u606f\u4e4b\u95f4\u5206\u914d\uff0c\u7531\u8d37\u6b3e\u4eba\u51b3\u5b9a\u3002\u4f46\u662f\uff0c\u5982\u679c\u8d37\u6b3e\u6216\u5176\u4efb\u4f55\u90e8\u5206\u6839\u636e\u300aCARES\u6cd5\u6848\u300b\u89c4\u5b9a\u7684\u85aa\u8d44\u4fdd\u62a4\u8ba1\u5212\u88ab\u514d\u9664\uff0c\u5982\u6b64\u514d\u9664\u7684\u91d1\u989d\u5e94\u6839\u636e\u9002\u7528\u7684\u6cd5\u5f8b\u548c\u6cd5\u89c4\u6765\u5e94\u7528\u3002<\/span><\/li>\n
      • \u5982\u679c\u8d37\u6b3e\u4eba\u6216SBA\u786e\u5b9a\u501f\u6b3e\u4eba\u6ca1\u6709\u8d44\u683c\u83b7\u5f97\u5168\u90e8\u6216\u90e8\u5206\u8d37\u6b3e\uff0c\u5219\u501f\u6b3e\u4eba\u5e94\u5728\u8d37\u6b3e\u4eba\u6216SBA\u53d1\u51fa\u8fd9\u4e00\u51b3\u5b9a\u7684\u901a\u77e5\u540e\u7acb\u5373\u507f\u8fd8\u8d37\u6b3e\u6216\u501f\u6b3e\u4eba\u6ca1\u6709\u8d44\u683c\u83b7\u5f97\u7684\u90e8\u5206\u8d37\u6b3e\uff0c\u4ee5\u53ca\u4efb\u4f55\u5e94\u8ba1\u548c\u672a\u4ed8\u7684\u5229\u606f\u3002<\/span><\/li>\n
      • \u501f\u6b3e\u4eba\u53ef\u4ee5\u5728\u4efb\u4f55\u65f6\u5019\u9884\u4ed8\u672c\u7968\u636e\u800c\u65e0\u9700\u652f\u4ed8\u4efb\u4f55\u6ea2\u4ef7\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n
      • \u8d37\u6b3e\u7684\u534f\u8bae\u662f\u4ec0\u4e48\uff1f<\/span>
        \n<\/span>\u501f\u6b3e\u4eba\u7406\u89e3\u5e76\u540c\u610f\u5982\u4e0b\u3002<\/span><\/p>\n
          \n
        • \u8d37\u6b3e\u5c06\u6839\u636eSBA\u7684\u5de5\u8d44\u4fdd\u62a4\u8ba1\u5212\u8fdb\u884c\u3002<\/span><\/li>\n
        • \u6839\u636eSBA\u7684\u85aa\u6c34\u4fdd\u62a4\u8ba1\u5212\u63d0\u4f9b\u7684\u4efb\u4f55\u8d37\u6b3e\u90fd\u5fc5\u987b\u63d0\u4ea4\u7ed9SBA\u5e76\u5f97\u5230\u5176\u6279\u51c6\u3002\u7531\u4e8e\u85aa\u6c34\u4fdd\u62a4\u8ba1\u5212\u4e0b\u7684\u8d44\u91d1\u6709\u9650\uff0c\u53ef\u80fd\u4e0d\u662f\u6240\u6709\u63d0\u4ea4\u7684\u7533\u8bf7\u90fd\u80fd\u5f97\u5230SBA\u7684\u6279\u51c6\u3002\u8d37\u6b3e\u4eba\u53c2\u52a0\u85aa\u6c34\u4fdd\u62a4\u8ba1\u5212\uff0c\u662f\u4e3a\u4e86\u5e2e\u52a9\u906d\u53d7COVID 19\u7ecf\u6d4e\u5f71\u54cd\u7684\u4f01\u4e1a\u901a\u8fc7\u8be5\u8ba1\u5212\u83b7\u5f97\u8d44\u91d1\u3002\u8d37\u6b3e\u4eba\u9884\u8ba1\u7533\u8bf7\u91cf\u5f88\u5927\uff0c\u53ef\u80fd\u4f1a\u51fa\u73b0\u5904\u7406\u548c\u7cfb\u7edf\u95ee\u9898\uff0c\u5f71\u54cd\u63a5\u53d7\u3001\u8ba2\u8d2d\u548c\/\u6216\u63d0\u4ea4\u7ed9SBA\u7684\u8d37\u6b3e\u7533\u8bf7\u3002\u867d\u7136\u653e\u6b3e\u4eba\u5c06\u5728\u8fd9\u4e2a\u975e\u5e38\u65f6\u671f\u5c3d\u6700\u5927\u52aa\u529b\uff0c\u4f46\u653e\u6b3e\u4eba\u4e0d\u80fd\u4fdd\u8bc1\u5728SBA\u4e0d\u518d\u63d0\u4f9b\u8d44\u91d1\u4e4b\u524d\u80fd\u591f\u63d0\u4ea4\u501f\u6b3e\u4eba\u7684\u7533\u8bf7\u3002\u501f\u6b3e\u4eba\u7406\u89e3\u5e76\u540c\u610f\uff0c\u5982\u679c\u501f\u6b3e\u4eba\u672a\u80fd\u83b7\u5f97\u6240\u7533\u8bf7\u7684\u8d37\u6b3e\uff0c\u8d37\u6b3e\u4eba\u5c06\u4e0d\u5bf9\u501f\u6b3e\u4eba\u8d1f\u8d23\u3002\u56e0\u6b64\uff0c\u501f\u6b3e\u4eba\u514d\u9664\u548c\u653e\u5f03\u6709\u5173\u8d37\u6b3e\u4eba\u83b7\u53d6\u3001\u8ba2\u8d2d\u548c\u5411SBA\u63d0\u4ea4\u7533\u8bf7\u7684\u7a0b\u5e8f\u548c\u7cfb\u7edf\u7684\u7d22\u8d54\uff0c\u5e76\u8fdb\u4e00\u6b65\u514d\u9664\u548c\u653e\u5f03\u5728\u6cd5\u5f8b\u4e0d\u7981\u6b62\u7684\u6700\u5927\u8303\u56f4\u5185\u5bf9\u8d37\u6b3e\u4eba\u63d0\u51fa\u7684\u4e0e\u4efb\u4f55\u7533\u8bf7\u6709\u5173\u7684\u7279\u6b8a\u7684\u3001\u60e9\u6212\u6027\u7684\u3001\u60e9\u7f5a\u6027\u7684\u6216\u95f4\u63a5\u7684\u635f\u5bb3\u7d22\u8d54\u3002\u672c\u89c4\u5b9a\u53d6\u4ee3\u6b64\u524d\u5173\u4e8e\u672c\u89c4\u5b9a\u6240\u5217\u95ee\u9898\u7684\u4efb\u4f55\u6c9f\u901a\u3001\u7406\u89e3\u6216\u534f\u8bae\u3002<\/span><\/li>\n
        • \u501f\u6b3e\u4eba\u5fc5\u987b\u5c06\u6240\u6709\u8d37\u6b3e\u6536\u76ca\u4ec5\u7528\u4e8e\u300aCARES\u6cd5\u6848\u300b\u89c4\u5b9a\u7684\u5de5\u8d44\u4fdd\u62a4\u8ba1\u5212\u6240\u5141\u8bb8\u7684\u7528\u9014\u3002<\/span><\/li>\n
        • \u8d37\u6b3e\u7684\u514d\u9664\u4e0d\u662f\u81ea\u52a8\u7684\uff0c\u501f\u6b3e\u4eba\u5fc5\u987b\u63d0\u51fa\u7533\u8bf7\u3002\u501f\u6b3e\u4eba\u6709\u8d23\u4efb\u4e86\u89e3\u83b7\u5f97\u5bbd\u6055\u7684\u8981\u6c42\uff0c\u5e76\u9075\u5b88\u8fd9\u4e9b\u8981\u6c42\u3002\u501f\u6b3e\u4eba\u4e0d\u4f9d\u8d56\u4e8e\u8d37\u6b3e\u4eba\u5bf9\u8c41\u514d\u8981\u6c42\u7684\u7406\u89e3\uff0c\u5982\u7b26\u5408\u6761\u4ef6\u7684\u652f\u51fa\u3001\u5fc5\u8981\u7684\u8bb0\u5f55\/\u6587\u4ef6\u3001\u501f\u6b3e\u4eba\u7684\u8bc1\u660e\uff0c\u6216\u7531\u4e8e\u96c7\u5458\u4eba\u6570\u6216\u62a5\u916c\u7684\u53d8\u5316\u800c\u53ef\u80fd\u51fa\u73b0\u7684\u51cf\u5c11\u3002\u76f8\u53cd\uff0c\u501f\u6b3e\u4eba\u5c06\u53c2\u8003SBA\u7684\u85aa\u916c\u4fdd\u62a4\u8ba1\u5212\u6750\u6599\u3002\u501f\u6b3e\u4eba\u660e\u767d\uff0c\u8fd9\u4e9b\u8981\u6c42\u53ef\u80fd\u4f1a\u4e0d\u65f6\u5730\u53d1\u751f\u53d8\u5316\u3002<\/span><\/li>\n
        • \u672c\u8d37\u6b3e\u7684\u7533\u8bf7\u5c06\u88ab\u5ba1\u67e5\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u4e0d\u4f1a\u83b7\u5f97\u8d37\u6b3e\u3002\u8d37\u6b3e\u8fd8\u53d6\u51b3\u4e8eSBA\u7684\u85aa\u8d44\u4fdd\u62a4\u8ba1\u5212\u4e0b\u7684\u8d44\u91d1\u53ef\u7528\u6027\uff0c\u4ee5\u53caSBA\u53d1\u653e\u7684SBA\u8d37\u6b3e\u7f16\u53f7\u3002<\/span><\/li>\n
        • \u5982\u679cSBA\u7684\u85aa\u6c34\u4fdd\u62a4\u8ba1\u5212\u7684\u6761\u6b3e\u548c\u6761\u4ef6\u4ee5\u4efb\u4f55\u65b9\u5f0f\u88ab\u6539\u53d8\uff0c\u65e0\u8bba\u662f\u901a\u8fc7\u6cd5\u89c4\u3001\u6761\u4f8b\u3001\u89e3\u91ca\u3001\u6307\u5bfc\u6216\u53f8\u6cd5\u884c\u52a8\uff0c\u8ffd\u6eaf\u6027\u5730\u5bf9\u8d37\u6b3e\u6761\u6b3e\u8fdb\u884c\u6539\u53d8\u6216\u8981\u6c42\u6539\u53d8\uff0c\u90a3\u4e48\u672c\u8bf4\u660e\u7684\u6761\u6b3e\u5c06\u88ab\u81ea\u52a8\u4fee\u6b63\uff0c\u4ee5\u53cd\u6620\u8fd9\u4e9b\u8ffd\u6eaf\u6027\u7684\u6216\u8981\u6c42\u7684\u6539\u53d8\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n
        • PPP\u8d37\u6b3e\u7684\u8fdd\u7ea6\u89c4\u5219\u662f\u4ec0\u4e48\uff1f<\/span>
          \n<\/span>\u5728\u4e0b\u5217\u60c5\u51b5\u4e0b\uff0c\u501f\u6b3e\u4eba\u5728\u672c\u7968\u636e\u4e0b\u5904\u4e8e\u8fdd\u7ea6\u72b6\u6001\u3002<\/span><\/p>\n
            \n
          • \u672a\u6309\u672c\u7968\u636e\u7684\u89c4\u5b9a\u652f\u4ed8\u5230\u671f\u6b3e\u9879\u6216\u672a\u9075\u5b88\u672c\u7968\u636e\u7684\u4efb\u4f55\u89c4\u5b9a\u3002<\/span><\/li>\n
          • \u4e0d\u5411\u8d37\u6b3e\u4eba\u6216SBA\u62ab\u9732\uff0c\u6216\u4efb\u4f55\u4ee3\u8868\u5176\u884c\u4e8b\u7684\u4eba\u4e0d\u62ab\u9732\u4efb\u4f55\u91cd\u8981\u4e8b\u5b9e\u3002<\/span><\/li>\n
          • \u5728\u501f\u6b3e\u4eba\u6839\u636eCARES\u6cd5\u6848\u7533\u8bf7\u672c\u7b14\u8d37\u6b3e\u65f6\uff0c\u5411\u8d37\u6b3e\u4eba\u6216SBA\u4f5c\u51fa\u6216\u7531\u4efb\u4f55\u4eba\u4ee3\u8868\u4f5c\u51fa\u91cd\u5927\u865a\u5047\u6216\u8bef\u5bfc\u6027\u7684\u9648\u8ff0\u3001\u8bc1\u660e\u6216\u8bc1\u4e66\u3002<\/span><\/li>\n
          • \u6210\u4e3a\u4efb\u4f55\u7834\u4ea7\u6cd5\u6216\u65e0\u529b\u507f\u503a\u6cd5\u7684\u8bc9\u8bbc\u5bf9\u8c61\uff0c\u4e3a\u5176\u4e1a\u52a1\u6216\u8d22\u4ea7\u7684\u4efb\u4f55\u90e8\u5206\u6307\u5b9a\u63a5\u7ba1\u4eba\u6216\u6e05\u7b97\u4eba\uff0c\u6216\u4e3a\u503a\u6743\u4eba\u7684\u5229\u76ca\u4f5c\u51fa\u8f6c\u8ba9\u3002<\/span><\/li>\n
          • \u5728\u672a\u7ecf\u8d37\u6b3e\u4eba\u4e8b\u5148\u4e66\u9762\u540c\u610f\u7684\u60c5\u51b5\u4e0b\uff0c\u8fdb\u884c\u91cd\u7ec4\u3001\u517c\u5e76\u3001\u5408\u5e76\u6216\u4ee5\u5176\u4ed6\u65b9\u5f0f\u6539\u53d8\u6240\u6709\u6743\u6216\u4e1a\u52a1\u7ed3\u6784\u3002<\/span><\/li>\n
          • \u6210\u4e3a\u6c11\u4e8b\u6216\u5211\u4e8b\u8bc9\u8bbc\u7684\u5bf9\u8c61\uff0c\u800c\u8d37\u6b3e\u4eba\u8ba4\u4e3a\u8fd9\u53ef\u80fd\u4e25\u91cd\u5f71\u54cd\u501f\u6b3e\u4eba\u652f\u4ed8\u672c\u7968\u636e\u7684\u80fd\u529b\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n
          • \u5982\u679c\u51fa\u73b0\u8fdd\u7ea6\uff0c\u8d37\u6b3e\u4eba\u7684\u6743\u5229\u662f\u4ec0\u4e48\uff1f<\/span>
            \n<\/span>\u5728\u4e0d\u53d1\u51fa\u901a\u77e5\u6216\u8981\u6c42\u4e14\u4e0d\u653e\u5f03\u5176\u4efb\u4f55\u6743\u5229\u7684\u60c5\u51b5\u4e0b\uff0c\u8d37\u6b3e\u4eba\u53ef\u4ee5\uff1a 1:<\/span><\/p>\n
              \n
            • \u8981\u6c42\u7acb\u5373\u652f\u4ed8\u672c\u7968\u636e\u9879\u4e0b\u7684\u6240\u6709\u6b3e\u9879\u3002<\/span><\/li>\n
            • \u6536\u53d6\u501f\u6b3e\u4eba\u7684\u6240\u6709\u6b20\u6b3e\u3002<\/span><\/li>\n
            • \u63d0\u51fa\u8bc9\u8bbc\u5e76\u83b7\u5f97\u5224\u51b3\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n
            • \u8d37\u6b3e\u4eba\u7684\u4e00\u822c\u6743\u529b\u662f\u4ec0\u4e48\uff1f<\/span>
              \n<\/span>\u65e0\u9700\u901a\u77e5\u6216\u7ecf\u501f\u6b3e\u4eba\u540c\u610f\uff0c\u8d37\u6b3e\u4eba\u53ef\u4ee5\u4e3a\u6536\u53d6\u672c\u7968\u636e\u9879\u4e0b\u7684\u5e94\u4ed8\u6b3e\u9879\u548c\u6267\u884c\u672c\u7968\u636e\u7684\u6761\u6b3e\u800c\u4ea7\u751f\u8d39\u7528\u3002\u9664\u5176\u4ed6\u4e8b\u9879\u5916\uff0c\u8fd9\u4e9b\u8d39\u7528\u53ef\u80fd\u5305\u62ec\u5408\u7406\u7684\u5f8b\u5e08\u8d39\u548c\u6210\u672c\u3002\u5982\u679c\u653e\u6b3e\u4eba\u53d1\u751f\u6b64\u7c7b\u8d39\u7528\uff0c\u53ef\u8981\u6c42\u501f\u6b3e\u4eba\u7acb\u5373\u507f\u8fd8\uff0c\u6216\u5c06\u8be5\u8d39\u7528\u8ba1\u5165\u672c\u91d1\u4f59\u989d\u3002<\/span><\/li>\n
            • \u5f53\u8054\u90a6\u6cd5\u5f8b\u9002\u7528\u65f6\uff0c\u4ec0\u4e48\u662f\u7ba1\u8f96\u6cd5\u5f8b\u548c\u5730\u70b9\uff1f<\/span>
              \n<\/span>\u5f53SBA\u662f\u6301\u6709\u4eba\u65f6\uff0c\u672c\u7968\u636e\u5e94\u6839\u636e\u8054\u90a6\u6cd5\u5f8b\uff0c\u5305\u62ecSBA\u7684\u89c4\u5b9a\u8fdb\u884c\u89e3\u91ca\u548c\u6267\u884c\u3002\u8d37\u6b3e\u4eba\u6216SBA\u53ef\u4ee5\u4f7f\u7528\u5dde\u6216\u5730\u65b9\u7a0b\u5e8f\u6765\u63d0\u4ea4\u6587\u4ef6\u3001\u8bb0\u5f55\u6587\u4ef6\u3001\u53d1\u51fa\u901a\u77e5\u4ee5\u53ca\u5176\u4ed6\u76ee\u7684\u3002\u901a\u8fc7\u4f7f\u7528\u8fd9\u4e9b\u7a0b\u5e8f\uff0cSBA\u5e76\u6ca1\u6709\u653e\u5f03\u5bf9\u5dde\u6216\u5730\u65b9\u7684\u63a7\u5236\u3001\u60e9\u7f5a\u3001\u7a0e\u6536\u6216\u8d23\u4efb\u7684\u4efb\u4f55\u8054\u90a6\u8c41\u514d\u6743\u3002\u5bf9\u4e8e\u672c\u7968\u636e\uff0c\u501f\u6b3e\u4eba\u4e0d\u5f97\u5411SBA\u63d0\u51fa\u6216\u4e3b\u5f20\u4efb\u4f55\u5730\u65b9\u6216\u5dde\u7684\u6cd5\u5f8b\u6765\u62d2\u7edd\u4efb\u4f55\u4e49\u52a1\uff0c\u4f7fSBA\u7684\u4efb\u4f55\u4e3b\u5f20\u843d\u7a7a\uff0c\u6216\u53d6\u4ee3\u8054\u90a6\u6cd5\u5f8b\u3002<\/span>
              \n<\/span>\u5982\u679cSBA\u4e0d\u662f\u6301\u6709\u4eba\uff0c\u672c\u7968\u636e\u5e94\u53d7\u8d37\u6b3e\u4eba\u4e3b\u8981\u529e\u516c\u5ba4\u6240\u5728\u7684\u4fc4\u4ea5\u4fc4\u5dde\u7684\u6cd5\u5f8b\u7ba1\u8f96\u5e76\u6309\u7167\u5176\u89e3\u91ca\u3002\u6709\u5173\u8d37\u6b3e\u4eba\u6536\u53d6\u7684\u5229\u606f\u548c\u5229\u606f\u7684\u8f93\u51fa\u7684\u4e8b\u9879\u5e94\u53d7\u8054\u90a6\u6cd5\u5f8b\uff08\u5305\u62ec\u4f46\u4e0d\u9650\u4e8e\u300a\u7f8e\u56fd\u6cd5\u5178\u300b\u7b2c12\u7ae0\u7b2c85\u8282\u548c\u7b2c1831u\u8282\uff09\u548c\u4fc4\u4ea5\u4fc4\u5dde\u6cd5\u5f8b\u7684\u7ba1\u8f96\u3002\u672c\u7968\u636e\u6240\u6d89\u53ca\u7684\u4fe1\u8d37\u6269\u5c55\u662f\u7531\u8d37\u6b3e\u4eba\u5728\u4fc4\u4ea5\u4fc4\u5dde\u8fdb\u884c\u7684\u3002<\/span><\/li>\n
            • \u5173\u4e8e\u7ee7\u627f\u4eba\u548c\u53d7\u8ba9\u4eba\u7684\u89c4\u5219\u662f\u4ec0\u4e48\uff1f<\/span>
              \n<\/span>\u6839\u636e\u672c\u8bf4\u660e\uff0c\u501f\u6b3e\u4eba\u5305\u62ec\u5176\u7ee7\u627f\u4eba\uff0c\u800c\u8d37\u6b3e\u4eba\u5305\u62ec\u5176\u7ee7\u627f\u4eba\u548c\u53d7\u8ba9\u4eba\u3002<\/span><\/li>\n
            • \u5bf9PPP\u8d37\u6b3e\u7684\u501f\u6b3e\u4eba\u6709\u54ea\u4e9b\u4e00\u822c\u89c4\u5b9a\uff1f<\/span>\n
                \n
              • \u501f\u6b3e\u4eba\u5fc5\u987b\u5728\u4efb\u4f55\u65f6\u5019\u7b7e\u7f72\u6240\u6709\u5fc5\u8981\u7684\u6587\u4ef6\u4ee5\u9075\u5b88\u8d37\u6b3e\u89c4\u5b9a\u3002<\/span><\/li>\n
              • \u501f\u6b3e\u4eba\u7b7e\u7f72\u672c\u7968\u636e\u5df2\u5f97\u5230\u5176\u7ba1\u7406\u673a\u6784\u7684\u6240\u6709\u5fc5\u8981\u884c\u52a8\u7684\u6b63\u5f0f\u6388\u6743\u3002\u7b7e\u7f72\u672c\u7968\u636e\u7684\u4eba\u5df2\u88ab\u6b63\u5f0f\u6388\u6743\u4ee3\u8868\u501f\u6b3e\u4eba\u8fd9\u6837\u505a\u3002<\/span><\/li>\n
              • \u672c\u7968\u636e\u4e0d\u53d7\u4e0e\u8d37\u6b3e\u4eba\u8fbe\u6210\u7684\u4efb\u4f55\u73b0\u6709\u6216\u672a\u6765\u4fe1\u8d37\u534f\u8bae\u6216\u8d37\u6b3e\u534f\u8bae\u7684\u7ea6\u675f\u3002\u6839\u636e\u6709\u5229\u4e8e\u8d37\u6b3e\u4eba\u7684\u4efb\u4f55\u73b0\u6709\u6216\u672a\u6765\u7684\u62c5\u4fdd\u6240\u62c5\u4fdd\u7684\u503a\u52a1\u4e0d\u5e94\u5305\u62ec\u672c\u7968\u636e\u3002\u4ee5\u8d37\u6b3e\u4eba\u4e3a\u53d7\u76ca\u4eba\u7684\u4efb\u4f55\u73b0\u6709\u6216\u672a\u6765\u7684\u62c5\u4fdd\u6587\u4e66\u6240\u62c5\u4fdd\u7684\u503a\u52a1\u4e0d\u5e94\u5305\u62ec\u672c\u7968\u636e\u3002<\/span><\/li>\n
              • \u8d37\u6b3e\u4eba\u53ef\u4ee5\u5355\u72ec\u6216\u4e00\u5e76\u884c\u4f7f\u5176\u4efb\u4f55\u6743\u5229\uff0c\u6b21\u6570\u4e0d\u9650\uff0c\u987a\u5e8f\u81ea\u5b9a\u3002\u8d37\u6b3e\u4eba\u53ef\u4ee5\u63a8\u8fdf\u6216\u653e\u5f03\u6267\u884c\u5176\u4efb\u4f55\u6743\u5229\uff0c\u800c\u4e0d\u653e\u5f03\u4efb\u4f55\u6743\u5229\u3002<\/span><\/li>\n
              • \u501f\u6b3e\u4eba\u4e0d\u5f97\u5229\u7528\u8d37\u6b3e\u4eba\u6216SBA\u7684\u53e3\u5934\u58f0\u660e\u6765\u62b5\u89e6\u6216\u6539\u53d8\u672c\u8bf4\u660e\u7684\u4e66\u9762\u6761\u6b3e\u3002<\/span><\/li>\n
              • \u5982\u679c\u672c\u8bf4\u660e\u7684\u4efb\u4f55\u90e8\u5206\u65e0\u6cd5\u6267\u884c\uff0c\u6240\u6709\u5176\u4ed6\u90e8\u5206\u4ecd\u7136\u6709\u6548\u3002<\/span><\/li>\n
              • \u5728\u6cd5\u5f8b\u5141\u8bb8\u7684\u8303\u56f4\u5185\uff0c\u501f\u6b3e\u4eba\u653e\u5f03\u6240\u6709\u4e0e\u7968\u636e\u6709\u5173\u7684\u8981\u6c42\u548c\u901a\u77e5\uff0c\u5305\u62ec\u9884\u4ed8\u3001\u8981\u6c42\u3001\u6297\u8bae\u548c\u4e0d\u5151\u73b0\u7684\u901a\u77e5\u3002<\/span><\/li>\n
              • \u5bf9\u4e8eSBA\u6839\u636eSBA\u5bf9\u7968\u636e\u7684\u62c5\u4fdd\u800c\u53ef\u80fd\u5411\u8d37\u6b3e\u4eba\u652f\u4ed8\u7684\u4efb\u4f55\u6b3e\u9879\uff0c\u501f\u6b3e\u4eba\u5728\u7968\u636e\u4e0b\u7684\u8d23\u4efb\u5c06\u7ee7\u7eed\u5b58\u5728\u3002\u6839\u636e\u4e0e\u8d37\u6b3e\u4eba\u8fbe\u6210\u7684\u4efb\u4f55\u534f\u8bae\uff0cSBA\u53ef\u4ee5\u4e3a\u7968\u636e\u63d0\u4f9b\u62c5\u4fdd\uff0c\u4f46\u5e76\u4e0d\u4e3a\u501f\u6b3e\u4eba\u521b\u9020\u4efb\u4f55\u7b2c\u4e09\u65b9\u6743\u5229\u6216\u5229\u76ca\uff0c\u5982\u679cSBA\u6839\u636e\u8be5\u534f\u8bae\u5411\u8d37\u6b3e\u4eba\u4ed8\u6b3e\uff0cSBA\u6216\u8d37\u6b3e\u4eba\u53ef\u4ee5\u5411\u501f\u6b3e\u4eba\u8ffd\u8ba8SBA\u652f\u4ed8\u7684\u6b3e\u9879\u3002<\/span><\/li>\n
              • \u8d37\u6b3e\u4eba\u4fdd\u7559\u6839\u636e\u501f\u6b3e\u4eba\u63d0\u4f9b\u7684\u6587\u4ef6\u4fee\u6539\u7968\u636e\u91d1\u989d\u7684\u6743\u5229\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                 <\/p>","protected":false},"excerpt":{"rendered":"

                What is the PROMISE TO PAY? Borrower promises to pay to the order of Lender the Note Amount, plus interest on the unpaid principal balance 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