{"id":4280,"date":"2021-01-19T10:06:49","date_gmt":"2021-01-19T15:06:49","guid":{"rendered":"https:\/\/lions.financial\/?p=4280"},"modified":"2022-11-29T16:34:33","modified_gmt":"2022-11-29T21:34:33","slug":"ppp-summary-cares-act-ii","status":"publish","type":"post","link":"https:\/\/lions.financial\/zh\/ppp-summary-cares-act-ii\/","title":{"rendered":"PPP\u603b\u7ed3--CARES\u6cd5\u6848\u4e8c"},"content":{"rendered":"

\u516c\u79c1\u4f19\u4f34\u5173\u7cfb\u76f8\u5173\u6761\u6b3e\u6458\u8981<\/p>\n

    \n
  1. CARES\u6cd5\u6848II\u4e3a\u89c4\u6a21\u8f83\u5c0f\u548c\u53d7\u51b2\u51fb\u8f83\u5927\u7684\u4f01\u4e1a\u521b\u9020\u4e86\u63d0\u4f9bPPP\u7b2c\u4e8c\u7b14\u8d37\u6b3e\u7684\u673a\u4f1a\uff0c\u5176\u91d1\u989d\u4e0d\u8d85\u8fc7$2M\u3002\n
      \n
    1. \u8fd9\u4e9b\u8d37\u6b3e\u53ef\u4f7f\u7528\u81f32021\u5e743\u670821\u65e5\u3002\u5bf9\u8fd9\u4e9b\u8d37\u6b3e\u7684\u989d\u5916\u62e8\u6b3e\u662f$147.45B\u3002<\/li>\n
    2. \u8981\u83b7\u5f97PPP\u7b2c\u4e8c\u7b14\u8d37\u6b3e\u7684\u8d44\u683c\uff0c\u7533\u8bf7\u4eba\u5fc5\u987b\u3002\n
        \n
      1. \u96c7\u7528\u4e0d\u8d85\u8fc7300\u540d\u96c7\u5458\uff08\u6709\u591a\u4e2a\u5730\u70b9\u7684\u5b9e\u4f53\u53ef\u5728\u6bcf\u4e2a\u5b9e\u9645\u5730\u70b9\u96c7\u7528\u4e0d\u8d85\u8fc7300\u540d\u96c7\u5458\u3002<\/li>\n
      2. \u5df2\u4f7f\u7528\u6216\u5c06\u4f7f\u7528\u5176\u7b2c\u4e00\u7b14PPP\u8d37\u6b3e\u7684\u5168\u90e8\u91d1\u989d\uff1b\u4ee5\u53ca<\/li>\n
      3. \u8bc1\u660e2020\u5e74\u7b2c\u4e00\u5b63\u5ea6\u3001\u7b2c\u4e8c\u5b63\u5ea6\u6216\u7b2c\u4e09\u5b63\u5ea6\u7684\u603b\u6536\u5165\u76f8\u5bf9\u4e8e2019\u5e74\u540c\u4e00\u5b63\u5ea6\u81f3\u5c11\u51cf\u5c1125%\u3002\n
          \n
        • \u5bf9\u4e8e2019\u5e74\u5168\u5e74\u6ca1\u6709\u8fd0\u8425\u7684\u4f01\u4e1a\uff0c\u5c06\u8fdb\u884c\u8c03\u6574\u3002<\/li>\n
        • \u5bf9\u4e8e2021\u5e74\u63d0\u51fa\u7684PPP\u7b2c\u4e8c\u6b21\u63d0\u6b3e\u8d37\u6b3e\u7533\u8bf7\uff0c\u501f\u6b3e\u4eba\u53ef\u4ee5\u4f7f\u75282020\u5e74\u7684\u4e1a\u52a1\u8fdb\u884c\u6bd4\u8f83\u3002<\/li>\n<\/ul>\n<\/li>\n
        • \u662f\u4f01\u4e1a\uff0c\u5c3d\u7ba1\u67d0\u4e9b\u975e\u8425\u5229\u7ec4\u7ec7\u3001\u4f4f\u623f\u5408\u4f5c\u793e\u3001\u9000\u4f0d\u519b\u4eba\u7ec4\u7ec7\u3001\u90e8\u843d\u4f01\u4e1a\u3001\u81ea\u8425\u804c\u4e1a\u8005\u3001\u72ec\u8d44\u7ecf\u8425\u8005\u3001\u72ec\u7acb\u627f\u5305\u5546\u548c\u5c0f\u578b\u519c\u4e1a\u5408\u4f5c\u793e\u4e5f\u5c06\u6709\u8d44\u683c\u3002<\/li>\n
        • \u4e00\u4e9b\u5b9e\u4f53\u88ab\u660e\u786e\u6392\u9664\u5728\u5916\uff0c\u5305\u62ec13\u53f7\u6587\u4ef6\u4e2d\u5217\u51fa\u7684\u5b9e\u4f53\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n

          C.F.R. 120.110\u548c\u53c2\u4e0e\u653f\u6cbb\u548c\u6e38\u8bf4\u6d3b\u52a8\u7684\u5b9e\u4f53\u3002<\/p>\n

            \n
          • \n
              \n
            1. \u8d37\u6b3e\u6761\u4ef6\u3002\n
                \n
              1. \u8d37\u6b3e\u91d1\u989d\u4e0d\u8d85\u8fc7\u8d37\u6b3e\u524d\u4e00\u5e74\u6216\u65e5\u5386\u5e74\uff08\u5927\u6982\u662fPPP\u7b2c\u4e8c\u6b21\u63d0\u6b3e\u8d37\u6b3e\u7533\u8bf7\u65e5\u671f\u524d\u768412\u4e2a\u6708\uff09\u5e73\u5747\u6708\u85aa\u6210\u672c\u76842.5\u500d\u3002\n
                  \n
                • \u65b0\u7684\u5b9e\u4f53\u53ef\u4ee5\u83b7\u5f97\u9ad8\u8fbe2.5\u500d\u7684\u6708\u5e73\u5747\u5de5\u8d44\u6210\u672c\u4e4b\u548c\u7684\u8d37\u6b3e\u3002<\/li>\n
                • \u88ab\u5206\u914d\u5230NAICS\u4ee3\u780172\uff08\u4f4f\u5bbf\u548c\u9910\u996e\u670d\u52a1\uff09\u7684\u884c\u4e1a\u7684\u5b9e\u4f53\u53ef\u4ee5\u83b7\u5f97PPP\u7b2c\u4e8c\u7b14\u8d37\u6b3e\uff0c\u6700\u9ad8\u4e3a\u5176\u5e73\u5747\u6708\u5de5\u8d44\u6210\u672c\u76843.5\u500d\u3002<\/li>\n<\/ul>\n<\/li>\n
                • \u5728\u6700\u521d\u7684PPP\u8d37\u6b3e\u4e2d\u9002\u7528\u7684\u5173\u8054\u89c4\u5219\u7684\u8c41\u514d\u9002\u7528\u4e8e\u7b2c\u4e8c\u6b21\u8d37\u6b3e\u3002<\/li>\n
                • \u4e00\u4e2a\u5408\u683c\u7684\u5b9e\u4f53\u53ea\u80fd\u83b7\u5f97\u4e00\u6b21PPP\u7b2c\u4e8c\u7b14\u8d37\u6b3e\u3002<\/li>\n
                • \u5bf9\u501f\u6b3e\u4eba\u548c\u8d37\u6b3e\u4eba\u90fd\u514d\u6536\u8d39\u7528\uff0c\u4ee5\u9f13\u52b1\u4ed6\u4eec\u53c2\u4e0e\u3002<\/li>\n
                • \u5bf9\u4e8e\u4e0d\u8d85\u8fc7$150,000\u7684\u8d37\u6b3e\uff0c\u8be5\u5b9e\u4f53\u53ef\u4ee5\u63d0\u4ea4\u4e00\u4efd\u8bc1\u660e\uff0c\u8bc1\u660e\u8be5\u5b9e\u4f53\u5728\u63d0\u4ea4\u5176\u8d37\u6b3e\u8c41\u514d\u7533\u8bf7\u4e4b\u65e5\u6216\u4e4b\u524d\u7b26\u5408\u6536\u5165\u635f\u5931\u8981\u6c42\uff0c\u975e\u8425\u5229\u7ec4\u7ec7\u548c\u9000\u4f0d\u519b\u4eba\u7ec4\u7ec7\u53ef\u4ee5\u5229\u7528\u603b\u6536\u5165\u6765\u8ba1\u7b97\u5176\u6536\u5165\u635f\u5931\u6807\u51c6\u3002<\/li>\n
                • \u8d2d\u4e70PPP\u7b2c\u4e8c\u7b14\u8d37\u6b3e\u7684\u501f\u6b3e\u4eba\u5c06\u6709\u8d44\u683c\u83b7\u5f97\u8d37\u6b3e\u8c41\u514d\uff0c\u8c41\u514d\u989d\u5ea6\u76f8\u5f53\u4e8e\u4ed6\u4eec\u7684\u5de5\u8d44\u6210\u672c\uff0c\u4ee5\u53ca\u8986\u76d6\u7684\u62b5\u62bc\u8d37\u6b3e\u3001\u79df\u91d1\u548c\u6c34\u7535\u8d39\u3001\u8986\u76d6\u7684\u4e1a\u52a1\u652f\u51fa\u3001\u8986\u76d6\u7684\u8d22\u4ea7\u635f\u5931\u6210\u672c\u3001\u8986\u76d6\u7684\u4f9b\u5e94\u5546\u6210\u672c\u548c\u8986\u76d6\u7684\u5de5\u4eba\u4fdd\u62a4\u652f\u51fa\u7684\u603b\u548c\uff0c\u4f46\u4e3a\u4e86\u83b7\u5f97\u5168\u989d\u8c41\u514d\u800c\u5728\u5de5\u8d44\u548c\u975e\u5de5\u8d44\u6210\u672c\u4e4b\u95f4\u8fdb\u884c60\/40\u6210\u672c\u5206\u914d\u7684\u89c4\u5b9a\u5c06\u7ee7\u7eed\u9002\u7528\u3002<\/li>\n<\/ol>\n<\/li>\n
                • \u6307\u793aSBA\u5728CARES II\u6cd5\u6848\u6210\u4e3a\u6cd5\u5f8b\u540e\u7684\u5341\u5929\u5185\u53d1\u5e03\u6307\u5bfc\u610f\u89c1\uff0c\u89e3\u51b3\u670d\u52a1\u4e0d\u8db3\u7684\u793e\u533a\u83b7\u5f97\u8d44\u672c\u7684\u969c\u788d\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n
                    \n
                  1. \u5f52\u8fd8PPP\u8d37\u6b3e\u6536\u76ca\u7684\u501f\u6b3e\u4eba\uff0c\u5982\u679c\u6ca1\u6709\u5f97\u5230\u5bbd\u6055\uff0c\u5c06\u6709\u673a\u4f1a\u91cd\u65b0\u7533\u8bf7\u6700\u9ad8\u91d1\u989d\u3002\u6b64\u5916\uff0c\u7531\u4e8e\u4e34\u65f6\u6700\u7ec8\u89c4\u5219\u7684\u53d8\u5316\uff0c\u8d37\u6b3e\u8ba1\u7b97\u91cf\u589e\u52a0\u7684\u501f\u6b3e\u4eba\u4e0e\u8d37\u6b3e\u4eba\u5408\u4f5c\uff0c\u4fee\u6539\u4ed6\u4eec\u7684\u8d37\u6b3e\u4ef7\u503c\uff0c\u65e0\u8bba\u8d37\u6b3e\u662f\u5426\u5df2\u7ecf\u5168\u90e8\u53d1\u653e\uff0c\u6216\u662f\u5426\u5df2\u7ecf\u63d0\u4ea41502\u8868\u683c\u3002<\/li>\n
                  2. CARES\u6cd5\u6848II\u7684\u90e8\u5206\u62e8\u6b3e\uff08$15B\uff09\u5c06\u63d0\u4f9b\u7ed9\u7b26\u5408\u6761\u4ef6\u7684\u73b0\u573a\u7ecf\u8425\u8005\u6216\u63a8\u5e7f\u8005\u3001\u620f\u5267\u5236\u4f5c\u4eba\u3001\u73b0\u573a\u8868\u6f14\u827a\u672f\u7ec4\u7ec7\u7ecf\u8425\u8005\u3001\u535a\u7269\u9986\u7ecf\u8425\u8005\u3001\u7535\u5f71\u9662\u7ecf\u8425\u8005\u6216\u8bc1\u660e\u6536\u5165\u51cf\u5c1125%\u7684\u4eba\u624d\u4ee3\u8868\uff0c\u5e76\u4e3a\u96c7\u7528\u4e0d\u8d85\u8fc750\u540d\u96c7\u5458\u7684\u5408\u683c\u5b9e\u4f53\u63d0\u4f9b\u989d\u5916\u7684\u9884\u7559\u3002<\/li>\n
                  3. \u6709\u8d44\u683c\u83b7\u5f97PPP\u8d37\u6b3e\u8c41\u514d\u7684\u989d\u5916\u8d39\u7528\uff08\u5305\u62ec\u7b2c\u4e8c\u6b21\u63d0\u6b3e\u548c\u6ca1\u6709\u63d0\u4ea4\u8c41\u514d\u7684\u539f\u59cbPPP\u8d37\u6b3e\uff09\u3002\n
                      \n
                    1. \u4e3a\u4efb\u4f55\u8f6f\u4ef6\u3001\u4e91\u8ba1\u7b97\u4ee5\u53ca\u5176\u4ed6\u4eba\u529b\u8d44\u6e90\u548c\u4f1a\u8ba1\u9700\u6c42\u4ed8\u6b3e\u3002<\/li>\n
                    2. \u4e0e2020\u5e74\u671f\u95f4\u53d1\u751f\u7684\u516c\u4f17\u9a9a\u4e71\u5bfc\u81f4\u7684\u8d22\u4ea7\u635f\u5931\u6709\u5173\u7684\u8d39\u7528\uff0c\u8fd9\u4e9b\u8d39\u7528\u4e0d\u5728\u4fdd\u9669\u8303\u56f4\u5185\u3002<\/li>\n
                    3. \u6839\u636e\u8d37\u6b3e\u524d\u6709\u6548\u7684\u5408\u540c\u3001\u91c7\u8d2d\u8ba2\u5355\u6216\u8d27\u7269\u8ba2\u5355\u5411\u4f9b\u5e94\u5546\u652f\u4ed8\u7684\u652f\u51fa\uff0c\u8fd9\u4e9b\u652f\u51fa\u5728\u652f\u51fa\u65f6\u5bf9\u63a5\u53d7\u8005\u7684\u4e1a\u52a1\u81f3\u5173\u91cd\u8981\u3002\u6613\u8150\u70c2\u8d27\u7269\u7684\u4f9b\u5e94\u5546\u8d39\u7528\u53ef\u4ee5\u5728\u8d37\u6b3e\u524d\u6216\u8d37\u6b3e\u671f\u95f4\u8fdb\u884c\u3002<\/li>\n
                    4. \u4e2a\u4eba\u9632\u62a4\u8bbe\u5907\u548c\u9002\u5e94\u6027\u6295\u8d44\uff0c\u4ee5\u5e2e\u52a9\u8d37\u6b3e\u63a5\u53d7\u8005\u57282020\u5e743\u67081\u65e5\u81f3\u56fd\u5bb6\u7d27\u6025\u72b6\u6001\u58f0\u660e\u7ed3\u675f\u671f\u95f4\u9075\u5b88\u8054\u90a6\u5065\u5eb7\u548c\u5b89\u5168\u51c6\u5219\u6216\u4e0eCOVID-19\u6709\u5173\u7684\u4efb\u4f55\u540c\u7b49\u7684\u5dde\u548c\u5730\u65b9\u6307\u5357\u3002<\/li>\n<\/ol>\n<\/li>\n
                    5. \u9664\u4e86\u5df2\u7ecf\u88ab\u514d\u9664PPP\u8d37\u6b3e\u7684\u501f\u6b3e\u4eba\uff0c\u6269\u5927\u7684\u53ef\u514d\u9664\u8d39\u7528\u6e05\u5355\u53ef\u4ee5\u88ab\u501f\u6b3e\u4eba\u7528\u4e8e\u6240\u6709\u7684PPP\u8d37\u6b3e\uff0c\u65e0\u8bba\u662f\u5728CARES\u6cd5\u6848II\u4e4b\u524d\u8fd8\u662f\u4e4b\u540e\u53d1\u653e\u7684\u3002<\/li>\n
                    6. \u5728\u9002\u7528\u7684 \"\u8986\u76d6\u671f \"\u5185\u4f7f\u7528PPP\u8d37\u6b3e\u6536\u76ca\u7684\u7075\u6d3b\u6027\u3002\u4ee5\u524d\uff0c\u501f\u6b3e\u4eba\u8981\u60f3\u83b7\u5f97PPP\u8d37\u6b3e\u8c41\u514d\uff0c\u5fc5\u987b\u5728PPP\u8d37\u6b3e\u53d1\u653e\u540e\u76848\u5468\u5185\uff08\u540e\u6765\u6269\u5927\u523024\u5468\uff09\uff0c\u5c06PPP\u8d37\u6b3e\u6536\u76ca\u7528\u4e8e\u539f\u6765\u6279\u51c6\u7684\u5f00\u652f\u6e05\u5355\uff08\u5b9a\u4e49\u4e3a \"\u5de5\u8d44\"\u3001\u79df\u91d1\u3001\u6c34\u7535\u548c\u62c5\u4fdd\u503a\u52a1\u7684\u5229\u606f\uff09\u3002\n
                        \n
                      1. \u6839\u636eCARES\u6cd5\u6848II\uff0c\u501f\u6b3e\u4eba\u53ef\u4ee5\u9009\u62e9\u4e00\u4e2a \"\u8986\u76d6\u671f\"\uff0c\u4ece\u53d1\u8d77\u4e4b\u65e5\u5f00\u59cb\uff0c\u5230\u53d1\u8d77\u540e8\u81f324\u5468\u7ed3\u675f\uff0c\u4ee5\u786e\u5b9a\u9002\u7528\u4e8ePPP\u8d37\u6b3e\u5bbd\u514d\u7684\u82b1\u8d39\u3002<\/li>\n
                      2. \u4e0d\u6e05\u695aSBA\/\u8d22\u653f\u90e8\u7684\u8981\u6c42\uff0c\u5982\u679c\u9009\u62e9\u8f83\u77ed\u7684\u671f\u9650\uff0c\u662f\u5426\u8981\u6309\u6bd4\u4f8b\u5206\u914d\u6216\u9884\u6d4b\u6574\u4e2a\u671f\u9650\uff0c\u4f46\u53ef\u80fd\u4e0d\u4f1a\u3002<\/li>\n<\/ol>\n<\/li>\n
                      3. \u5728\u7406\u8bba\u4e0a\uff0c\u5982\u679c\u514d\u9664\u7684\u8d37\u6b3e\u4e0d\u88ab\u89c6\u4e3a\u6536\u5165\uff0c\u5e76\u5141\u8bb8\u7528\u4e8e\u83b7\u5f97\u514d\u9664\u7684\u8d39\u7528\u88ab\u6263\u9664\uff0c\u8fd9\u5c06\u662f\u53cc\u91cd\u7684\uff0c\u7f8e\u56fd\u56fd\u7a0e\u5c40\u5ba3\u5e03\uff0c\u7528\u5df2\u7ecf\u88ab\u514d\u9664\u7684PPP\u8d37\u6b3e\u8d44\u91d1\u652f\u4ed8\u7684\u8d39\u7528\u5c06\u4e0d\u88ab\u5141\u8bb8\u4f5c\u4e3a\u786e\u5b9a\u5e94\u7a0e\u6536\u5165\u7684\u6263\u9664\u9879\u76ee\u3002\n
                          \n
                        1. CARES\u6cd5\u6848II\u4f7f\u6240\u6709\u8fd9\u4e9b\u8d39\u7528\u53ef\u4ee5\u5b8c\u5168\u6263\u9664\u3002<\/li>\n<\/ol>\n<\/li>\n
                        2. CARES\u6cd5\u6848II\u300b\u89c4\u5b9a\uff0c\u5bf9\u4e8ePPP\u8d37\u6b3e\u4f4e\u4e8e\u4ee5\u4e0b\u7684\u60c5\u51b5\uff0c\u5fc5\u987b\u91c7\u7528\u7b80\u5316\u7684\u5bbd\u6055\u9002\u7528\u8868\u683c\u3002<\/li>\n<\/ol>\n

                          $150,000\uff0c\u65e0\u8bbaPPP\u8d37\u6b3e\u7684\u65e5\u671f\u5982\u4f55\u3002<\/p>\n

                            \n
                          • \n
                              \n
                            1. \u9650\u4e8e\u4e00\u9875\uff08\u4f46\u5b57\u4f53\u548c\u9875\u8fb9\u8ddd\u5927\u5c0f\u4e0d\u9650\uff09\u3002<\/li>\n
                            2. \u57fa\u672c\u4e0a\u662f\u4e00\u4efd\u5ba3\u8a93\u4e66\uff0c\u8bc1\u660e\u501f\u6b3e\u4eba\u56e0\u4e3aPPP\u8d37\u6b3e\u800c\u80fd\u591f\u4fdd\u7559\u7684\u5458\u5de5\u6570\u91cf\uff0cPPP\u8d37\u6b3e\u7528\u4e8e\u5de5\u8d44\u6210\u672c\u7684\u4f30\u8ba1\u603b\u989d\uff0c\u4ee5\u53ca\u8d37\u6b3e\u603b\u989d\u3002<\/li>\n
                            3. \u6b64\u5916\uff0c\u501f\u6b3e\u4eba\u8fd8\u5fc5\u987b\u8bc1\u660e\u501f\u6b3e\u4eba\u51c6\u786e\u5730\u63d0\u4f9b\u4e86\u6240\u9700\u7684\u8bc1\u660e\u5e76\u9075\u5b88\u4e86PPP\u8d37\u6b3e\u8981\u6c42\u3002<\/li>\n
                            4. SBA\u6709\u4e49\u52a1\u5728CARES II\u6cd5\u6848\u6210\u4e3a\u6cd5\u5f8b\u540e\u768424\u5929\u5185\u5efa\u7acb\u8be5\u8868\u683c\u3002<\/li>\n
                            5. \u6b64\u5916\uff0c\u8fd9\u4e9b\u5c0f\u578b\u8d37\u6b3e\u7684\u501f\u6b3e\u4eba\u88ab\u8981\u6c42\u4fdd\u7559\u4e0e\u5c31\u4e1a\u6709\u5173\u7684\u76f8\u5173\u8bb0\u5f554\u5e74\uff0c\u5176\u4ed6\u8bb0\u5f553\u5e74\u3002<\/li>\n
                            6. \u4e0d\u9700\u8981\u5176\u4ed6\u4fe1\u606f\uff0c\u5c3d\u7ba1\u501f\u6b3e\u4eba\u53ef\u4ee5\u914c\u60c5\u63d0\u4f9b\u501f\u6b3e\u4eba\u6240\u6709\u8005\u7684\u4eba\u53e3\u7edf\u8ba1\u4fe1\u606f\uff0c\u5305\u62ec\u6027\u522b\u3001\u79cd\u65cf\u3001\u6c11\u65cf\u548c\u9000\u4f0d\u519b\u4eba\u8eab\u4efd\u3002<\/li>\n
                            7. SBA\u4ecd\u5c06\u6709\u6743\u5ba1\u67e5\u548c\u5ba1\u8ba1\u8fd9\u4e9b\u8d37\u6b3e\uff0c\u4ee5\u786e\u4fdd\u4e0d\u51fa\u73b0\u6b3a\u8bc8\u3001\u4e0d\u7b26\u5408\u8d44\u683c\u6216\u5176\u4ed6\u4e25\u91cd\u4e0d\u7b26\u5408PPP\u8d37\u6b3e\u8ba1\u5212\u7684\u60c5\u51b5\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"

                              Summary of PPP Relevant Provisions The CARES Act II creates an opportunity for a PPP second draw loan in an amount not more than $2M […]<\/p>\n","protected":false},"author":3,"featured_media":4281,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[90],"tags":[],"ppma_author":[386],"class_list":["post-4280","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-planning","author-research-team"],"acf":[],"authors":[{"term_id":386,"user_id":0,"is_guest":1,"slug":"research-team","display_name":"Research Team","avatar_url":{"url":"https:\/\/lions.financial\/wp-content\/uploads\/2018\/12\/cropped-LIons-Assurance-Financial-Logo-Favicon.png","url2x":"https:\/\/lions.financial\/wp-content\/uploads\/2018\/12\/cropped-LIons-Assurance-Financial-Logo-Favicon.png"},"author_category":"","user_url":"","last_name":"","first_name":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4280","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/comments?post=4280"}],"version-history":[{"count":1,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4280\/revisions"}],"predecessor-version":[{"id":4282,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/posts\/4280\/revisions\/4282"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/media\/4281"}],"wp:attachment":[{"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/media?parent=4280"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/categories?post=4280"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/tags?post=4280"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/lions.financial\/zh\/wp-json\/wp\/v2\/ppma_author?post=4280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}