{"id":3857,"date":"2020-09-22T12:44:55","date_gmt":"2020-09-22T17:44:55","guid":{"rendered":"https:\/\/lions.financial\/?p=3857"},"modified":"2022-11-29T16:40:15","modified_gmt":"2022-11-29T21:40:15","slug":"process-for-a-business-to-file-a-life-insurance-claim","status":"publish","type":"post","link":"https:\/\/lions.financial\/fr\/process-for-a-business-to-file-a-life-insurance-claim\/","title":{"rendered":"Processus de d\u00e9p\u00f4t d'une r\u00e9clamation d'assurance-vie par une entreprise"},"content":{"rendered":"

Quel est le processus \u00e0 suivre par une entreprise pour pr\u00e9senter une demande de r\u00e8glement d'assurance-vie ?<\/strong><\/p>\n

    \n
  1. Contacter l'agent ou la compagnie d'assurance<\/li>\n<\/ol>\n
      \n
    • \n
        \n
      • Vous pouvez soit demander directement \u00e0 l'agence, soit contacter la compagnie d'assurance.<\/li>\n
      • Ils fourniront des d\u00e9tails sur la mani\u00e8re de pr\u00e9senter une demande d'indemnisation au titre de l'assurance vie.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
          \n
        1. Obtenez des copies du certificat de d\u00e9c\u00e8s<\/li>\n<\/ol>\n
            \n
          • \n
              \n
            • Vous pouvez obtenir des copies certifi\u00e9es du certificat de d\u00e9c\u00e8s aupr\u00e8s de l'entreprise de pompes fun\u00e8bres.<\/li>\n
            • Obtenez au moins 10 copies pour d\u00e9sactiver des services et fermer des comptes.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
                \n
              1. Remplissez les documents et envoyez-les.<\/li>\n<\/ol>\n
                  \n
                • \n
                    \n
                  • Vous pouvez trouver le formulaire requis sur le site web de la compagnie d'assurance ou en contactant l'agence.<\/li>\n
                  • Il se peut que l'on vous demande d'envoyer les documents et une copie du certificat de d\u00e9c\u00e8s par la poste.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
                      \n
                    1. Pr\u00e9cisez comment vous souhaitez \u00eatre pay\u00e9<\/li>\n<\/ol>\n
                        \n
                      • \n
                          \n
                        • Il existe plusieurs options pour recevoir le paiement :\n
                            \n
                          1. Somme forfaitaire : vous recevez l'argent en une seule fois.<\/li>\n
                          2. Provision pour revenu sp\u00e9cifique : vous recevez le principe selon un calendrier fixe sur une p\u00e9riode donn\u00e9e, vous recevrez \u00e9galement des int\u00e9r\u00eats sur le montant, mais vous devrez \u00e9galement payer des imp\u00f4ts sur les int\u00e9r\u00eats.<\/li>\n
                          3. Option de revenu viager : vous recevez un revenu garanti \u00e0 vie.<\/li>\n
                          4. Option de revenu d'int\u00e9r\u00eats : vous ne recevez que les int\u00e9r\u00eats sur le capital, et la police d'assurance-vie reste active et revient \u00e0 un b\u00e9n\u00e9ficiaire secondaire \u00e0 votre d\u00e9c\u00e8s.<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
                              \n
                            • <\/li>\n<\/ul>\n
                                \n
                              • \n
                                  \n
                                • Assurez-vous de discuter de votre pr\u00e9f\u00e9rence de paiement avec la compagnie d'assurance.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
                                    \n
                                  1. Attendez que l'argent soit livr\u00e9\n
                                      \n
                                    • Cela peut prendre entre une ou deux semaines et 30 jours, selon l'entreprise.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                                      Pourquoi vous avez \u00e9t\u00e9 refus\u00e9 :<\/strong><\/p>\n

                                        \n
                                      1. La personne a cess\u00e9 de payer la prime<\/li>\n
                                      2. la personne a menti sur la demande<\/li>\n
                                      3. la cause du d\u00e9c\u00e8s ne rel\u00e8ve pas de la couverture d'assurance.<\/li>\n<\/ol>\n

                                        Que faire si votre demande d'assurance-vie a \u00e9t\u00e9 refus\u00e9e ?<\/strong><\/p>\n

                                          \n
                                        1. Contactez votre compagnie ou agence d'assurance vie pour conna\u00eetre les raisons pr\u00e9cises du refus et r\u00e9pondez aux questions si elles sont incorrectes.<\/li>\n
                                        2. Contactez le d\u00e9partement des assurances de votre \u00c9tat pour acc\u00e9l\u00e9rer la proc\u00e9dure.<\/li>\n
                                        3. Contactez un avocat si votre demande est valable et que la compagnie d'assurance refuse toujours de payer.<\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"

                                          What is the Process for a Business to File a Life Insurance Claim? Contact the insurance agent or company You can either ask the agency […]<\/p>\n","protected":false},"author":3,"featured_media":1645,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[316],"tags":[],"ppma_author":[382],"class_list":["post-3857","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-risk-management","author-risk-management-team"],"acf":[],"authors":[{"term_id":382,"user_id":0,"is_guest":1,"slug":"risk-management-team","display_name":"Risk Management Team","avatar_url":{"url":"https:\/\/lions.financial\/wp-content\/uploads\/2018\/12\/cropped-LIons-Assurance-Financial-Logo-Favicon.png","url2x":"https:\/\/lions.financial\/wp-content\/uploads\/2018\/12\/cropped-LIons-Assurance-Financial-Logo-Favicon.png"},"author_category":"","user_url":"","last_name":"","first_name":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/posts\/3857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/comments?post=3857"}],"version-history":[{"count":3,"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/posts\/3857\/revisions"}],"predecessor-version":[{"id":3860,"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/posts\/3857\/revisions\/3860"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/media\/1645"}],"wp:attachment":[{"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/media?parent=3857"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/categories?post=3857"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/tags?post=3857"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/lions.financial\/fr\/wp-json\/wp\/v2\/ppma_author?post=3857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}