{"id":6482,"date":"2022-09-16T08:08:11","date_gmt":"2022-09-16T13:08:11","guid":{"rendered":"https:\/\/lions.financial\/?p=6482"},"modified":"2024-03-12T09:30:20","modified_gmt":"2024-03-12T14:30:20","slug":"process-for-a-business-to-file-a-life-insurance-claim-2","status":"publish","type":"post","link":"https:\/\/lions.financial\/es\/process-for-a-business-to-file-a-life-insurance-claim-2\/","title":{"rendered":"Proceso para que una empresa presente una reclamaci\u00f3n de seguro de vida"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6482\" class=\"elementor elementor-6482\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-355b72a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"355b72a9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-576b9564\" data-id=\"576b9564\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2636c7c9 elementor-widget elementor-widget-text-editor\" data-id=\"2636c7c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>1. P\u00f3ngase en contacto con el agente o la compa\u00f1\u00eda de seguros<\/strong><\/p><ul><li><span style=\"font-weight: 400;\">Puede preguntar directamente a la agencia o ponerse en contacto con la compa\u00f1\u00eda de seguros<\/span><\/li><li><span style=\"font-weight: 400;\">Le proporcionar\u00e1n detalles sobre c\u00f3mo presentar una reclamaci\u00f3n de seguro de vida<\/span><\/li><\/ul><p><strong>2. Obtenga copias del certificado de defunci\u00f3n<\/strong><\/p><ul><li><span style=\"font-weight: 400;\">Puede obtener copias certificadas del certificado de defunci\u00f3n en la funeraria<\/span><\/li><li><span style=\"font-weight: 400;\">Obtenga al menos 10 copias para desactivar los servicios y cerrar las cuentas<\/span><\/li><\/ul><p><strong>3. Rellenar la documentaci\u00f3n y enviarla<\/strong><\/p><ul><li><span style=\"font-weight: 400;\">Encontrar\u00e1 el formulario en la p\u00e1gina web de la compa\u00f1\u00eda de seguros o poni\u00e9ndose en contacto con la agencia.<\/span><\/li><li><span style=\"font-weight: 400;\">Es posible que se le pida que env\u00ede por correo la documentaci\u00f3n y una copia del certificado de defunci\u00f3n<\/span><\/li><\/ul><p><strong>4. Especifica c\u00f3mo quieres que te paguen<\/strong><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><strong>Hay varias opciones para recibir el pago:<\/strong><\/li><\/ul><ol><li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Suma global: recibes el dinero de una sola vez<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Provisi\u00f3n de renta espec\u00edfica: recibe el principio en un calendario establecido a lo largo de un periodo de tiempo, tambi\u00e9n recibir\u00e1 intereses sobre la cantidad, pero tambi\u00e9n tendr\u00e1 que pagar impuestos sobre los intereses<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Opci\u00f3n de renta vitalicia: recibe una renta garantizada de por vida<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Opci\u00f3n de ingreso de intereses: usted s\u00f3lo recibe los intereses sobre el principal, y la p\u00f3liza de seguro de vida permanece activa y pasa a un beneficiario secundario a su muerte<\/span><\/li><\/ol><ul><li><strong>Aseg\u00farese de discutir su preferencia de pago con la compa\u00f1\u00eda de seguros<\/strong><\/li><\/ul><p><strong>\u00a0 \u00a0 \u00a0 \u00a0 5. Esperar a que se entregue el dinero<\/strong><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Esto puede llevar desde una o dos semanas hasta 30 d\u00edas, dependiendo de la empresa<\/span><\/li><\/ul><h2 style=\"font-size: 25px;\"><b>Por qu\u00e9 te lo han denegado:<\/b><\/h2><div><b>\u00a0<\/b><\/div><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">La persona dej\u00f3 de pagar la prima<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">La persona minti\u00f3 en la solicitud<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">La causa de la muerte qued\u00f3 fuera del \u00e1mbito de la cobertura del seguro.<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e582be elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e582be\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7798278\" data-id=\"7798278\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-443129f elementor-widget elementor-widget-text-editor\" data-id=\"443129f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"font-size: 25px;\"><b>\u00bfQu\u00e9 hacer si le deniegan el seguro de vida?<\/b><\/h2><div><b>\u00a0<\/b><\/div><ol><li aria-level=\"1\">Ponte en contacto con tu compa\u00f1\u00eda o agencia de seguros de vida para conocer los motivos concretos de la denegaci\u00f3n y solucionar los problemas si son incorrectos.<\/li><li aria-level=\"1\">Necesita ponerse en contacto con el departamento de seguros de su estado para agilizar el proceso<\/li><li aria-level=\"1\">P\u00f3ngase en contacto con un abogado si tiene una reclamaci\u00f3n v\u00e1lida y la compa\u00f1\u00eda de seguros sigue neg\u00e1ndose a pagar<\/li><\/ol><p>Teniendo en cuenta el proceso descrito, la presentaci\u00f3n de una reclamaci\u00f3n de seguro de vida en nombre de la empresa podr\u00eda ser tan sencilla con el apoyo de un asesor<\/p><p><span style=\"font-weight: 400;\">\u00bfTiene alguna otra pregunta?<\/span><\/p><p><span style=\"font-weight: 400;\">Obtenga asistencia siempre que sea necesario. Programe una reuni\u00f3n con uno de nuestros asesores <\/span><a href=\"https:\/\/lions.financial\/es\/contact\/\"><span style=\"font-weight: 400;\">https:\/\/lions.financial\/contact<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">Para saber m\u00e1s, visite:<\/span><\/p><p><a href=\"https:\/\/lions.financial\/es\/sba-loan-life-insurance\/\"><b>Requisitos del seguro de vida para los pr\u00e9stamos de la SBA<\/b><\/a> <span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0e2c68c\" data-id=\"0e2c68c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef3fc4a elementor-widget elementor-widget-image\" data-id=\"ef3fc4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"https:\/\/lions.financial\/wp-content\/uploads\/2022\/09\/Life-Insurance-Claim-576x1024.jpg\" class=\"attachment-large size-large wp-image-6484\" alt=\"Life Insurance Claim\" srcset=\"https:\/\/lions.financial\/wp-content\/uploads\/2022\/09\/Life-Insurance-Claim-576x1024.jpg 576w, https:\/\/lions.financial\/wp-content\/uploads\/2022\/09\/Life-Insurance-Claim-169x300.jpg 169w, https:\/\/lions.financial\/wp-content\/uploads\/2022\/09\/Life-Insurance-Claim-768x1365.jpg 768w, https:\/\/lions.financial\/wp-content\/uploads\/2022\/09\/Life-Insurance-Claim-864x1536.jpg 864w, https:\/\/lions.financial\/wp-content\/uploads\/2022\/09\/Life-Insurance-Claim-7x12.jpg 7w, https:\/\/lions.financial\/wp-content\/uploads\/2022\/09\/Life-Insurance-Claim.jpg 1080w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>1. Contact the insurance agent or company You can either ask the agency directly or contact the insurance company They will provide details on how [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":11292,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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